Lending Assistant

Renasant Bank•West Point, MS

About The Position

The Lending Assistant supports an Executive Officer, Branch Manager, or Loan Officer by gathering financial and credit information used in credit decisions. The role prepares and proofreads loan documents, handles confidential bank records, assists with loan closings and regularly closes loans, and prepares entries to book loans. The Lending Assistant also supports customers with deposit inquiries, assists with lender monitoring and collection activities, and may perform Personal Banker and other branch duties as needed. The position requires effective verbal and written communication, strong interpersonal and organizational skills, and the ability to manage multiple tasks. Employees may encounter confidential and proprietary information and must maintain confidentiality. The bank’s professional working environment may involve high-risk situations, such as robbery, and employees must follow detailed procedures to safeguard employees, customers, and assets. Reasonable accommodations may be made for employees with disabilities.

Requirements

High school diploma or equivalent.
At least 2 years of job-related experience.
Ability to operate a personal computer using Microsoft Word and Excel.
Basic knowledge of accounting.
Ability to deal tactfully and effectively with customer issues and coworkers.
Technical knowledge and proficiency to handle the activities and responsibilities of the job.
Excellent organizational skills and ability to multitask.

Nice To Haves

Ability to use DecisionPro and nCino.
Working knowledge of SBLU, BBLU, CLU, and the LSP (Small Business Lending Unit, Business Banking Lending Unit, Commercial Lending Unit, and Loan Submission Package).

Responsibilities

Prepare loan papers, documents, files, and correspondence.
Help lenders collect financial and related data to evaluate prospects’ general creditworthiness and the merits of specific loan requests.
Collect information reflecting customers’ current creditworthiness and the current merits of existing loans.
Monitor the overdraft list in the lender’s absence and call for deposits as needed.
Assist with collection efforts by preparing correspondence and monitoring payments.
Assist in preparing management reports, including past-due reports.
Prepare all entries necessary to book loans, including loan proceeds checks.
Assist loan customers with daily deposit inquiries and problems.
Follow up on tickler exceptions.
Maintain records and prepare master note draws, construction lines of credit, and other business-related lines of credit.
Determine the loan documentation and compliance documents needed for loans.
Close loans regularly.
Assist the lender in monitoring and collecting information needed for note renewals.
Work as a Personal Banker when needed.
Assist with other branch assignments as needed.
Perform other related duties as assigned.