Insurance Agent - Kalispell, MT

Horace Mann - Agent Opportunities•Kalispell, MT

About The Position

Horace Mann is seeking a motivated insurance professional to serve the educator market in Kalispell, Montana. The opportunity is designed for someone who wants to build or grow an independent business with the support of Horace Mann’s brand, resources, and access to the educator community. Depending on experience and background, the position may be structured as an Exclusive Agent (EA) or an Enhanced Exclusive Agent. Both options require Property & Casualty and Life & Health licenses. The Exclusive Agent option focuses on growing from an existing book of business and expanding market access through school events, networking, and referrals. The Enhanced Exclusive Agent option assumes and expands an existing book of educator clients with in-force policies and immediate renewal income. Enhanced Agents must have at least the SIE before starting; Series 6 and/or Series 63 are required or must be obtained after hire, as applicable. The role offers 1099 compensation with uncapped earning potential and renewals, an exclusive territory in the educator market, dedicated service support, and training, technology, and business-development resources. Agents manage their own schedules and businesses. The posting describes industry-leading incentive compensation during the first 48 months for Exclusive Agents and immediate renewal income from an existing book for Enhanced Agents.

Requirements

  • Active Life & Health license.
  • Active Property & Casualty license.
  • Ability to obtain FINRA licenses (SIE, Series 6, and Series 63, if applicable) for the Enhanced Agent option; the SIE is required before starting and Series 6 and/or Series 63 must be obtained after hire, as applicable.
  • Strong relationship-building and communication skills.
  • Entrepreneurial mindset and self-motivation.

Nice To Haves

  • Insurance or financial services experience is preferred.

Responsibilities

  • Build and maintain relationships with educators and school employees.
  • Identify client needs and recommend insurance and financial solutions.
  • Generate new business through referrals, school partnerships, and networking.
  • Retain and renew policies while delivering exceptional service.
  • Cross-sell auto, home, life, and retirement products.
  • Participate in community and educator-focused events.
  • Grow an existing book of business and deepen market presence, as applicable to the agent option.

Benefits

  • 1099 compensation with uncapped earning potential and renewals.
  • Industry-leading incentive compensation during the first 48 months while growing a book (Exclusive Agent).
  • An existing book of business with immediate renewal income (Enhanced Agent).
  • Exclusive territory within a niche educator market.
  • Dedicated service support.
  • Ongoing training, technology, and business-development resources.
  • Flexibility to manage your own schedule and business.
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