Institutional Client Group Senior Portfolio Manager - Media & Telecom

U.S. Bank • Cincinnati, OH

1d • Onsite

About The Position

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description Institutional Client Group Senior Portfolio Manager - Media & Telecom will oversee the underwriting and credit risk assessment of commercial loans within the Media & Telecom sector ensuring sound financial analysis, compliance with regulatory requirements, and alignment with the bank’s credit policies and risk appetite. This role requires strong leadership, industry knowledge, and the ability to collaborate with relationship managers, risk teams, and senior leadership to drive high-quality credit decisions.

Requirements

• Degree in finance, accounting or other related field or equivalent experience
• 10 or more years of corporate/commercial lending experience
• Three or more years of management experience

Nice To Haves

• Bachelor’s degree in Finance, Accounting, Business, or a related field (MBA or CFA preferred).
• 10+ years of commercial loan underwriting experience, with at least 3 years in a leadership role.
• Knowledge of the media & telecom industry is preferred.
• Strong credit analysis skills, including financial statement analysis, risk assessment, and structuring complex deals.
• Experience working in a banking environment managing multi-million-dollar loan portfolios.
• Deep understanding of banking regulations (OCC, FDIC, Basel III) and loan underwriting best practices.
• Proven leadership skills with the ability to mentor and develop underwriting teams.
• Excellent communication skills, with the ability to present credit decisions to executive leadership and loan committees.
• Proficiency in credit risk modeling tools and financial analysis software.

Responsibilities

• Lead and manage a team of underwriters focused on commercial loans in the media & telecom space, providing guidance, mentorship, and performance oversight.
• Assess and approve complex commercial loan applications.
• Conduct in-depth financial analysis, including cash flow modeling, debt service coverage, and collateral valuation, to determine borrower creditworthiness.
• Develop and refine underwriting standards specific to the automotive industry, ensuring alignment with market trends and regulatory requirements.
• Collaborate with relationship managers and credit approval officers to structure loans that meet client needs while protecting the bank’s interests.
• Monitor portfolio performance, identifying trends, early warning signs, and risk mitigation strategies.
• Ensure compliance with all regulatory guidelines, internal policies, and industry best practices.
• Present credit decisions and recommendations to senior management and CRM.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Associate degree