Inside Loan Officers

MetaOption, LLC•Tampa, FL

3d•Onsite

About The Position

The Inside Loan Officer is an in-office, production-driven role based in Tampa, Florida, responsible for developing, originating, and managing a pipeline of business-purpose real estate investment loans. Products include DSCR rental, Fix & Flip, Bridge, Ground-Up Construction, Rental Portfolio, and other business-purpose financing. The role combines company-provided leads—which supplement rather than replace an established book of business—with self-generated business development and existing investor, broker, and referral-partner relationships. The Account Executive serves as a trusted advisor to borrowers by evaluating financing needs, structuring lending solutions, and managing the loan process from initial inquiry through closing and funding. Success requires relationship-building skills, product expertise, exceptional service, and consistent achievement of production, quality, and customer satisfaction goals. The position reports to the BPL Originations Management Team.

Requirements

High school diploma or GED required.
Private lending or business-purpose real estate investment lending experience, with demonstrated loan origination, production, and direct-to-consumer sales capabilities.
Ability to evaluate financing scenarios, structure deals, and independently manage a pipeline in a high-volume environment.
Ability to build and maintain productive relationships with borrowers, investors, brokers, and referral partners while delivering a high level of customer service.
Prior experience working with Loan Origination Systems (LOS), CRM platforms, and sales technology.
Solid skills and experience in MS Word, Excel, and Outlook.
Strong verbal and written communication skills.
Strong interpersonal and relationship-building skills.
Strong analytical skills.
Sound decision-making abilities and judgment.
Strong time-management skills.
Ability to prioritize numerous tasks and manage shifting priorities.
Client-focused, with strong execution skills and a results orientation.
High level of precision, attention to detail, and consistency.
Flexible, open to change, and able to learn new things quickly.
Ability to work collaboratively and provide guidance for working groups.

Nice To Haves

Bachelor’s degree in Business or Finance.
Active NMLS license.
Strong knowledge of DSCR (Debt Service Coverage Ratio) financing.
Experience with Fix & Flip, Bridge, Ground-Up Construction, Rental Portfolio, and Non-QM loan products.
Established investor relationships or a transferable book of business, with demonstrated ability to develop and retain investor and referral relationships.

Responsibilities

Convert inbound and outbound leads from company-generated opportunities, referral partners, and self-sourced business through timely phone outreach, disciplined follow-up, and effective pipeline management.
Develop and retain relationships with real estate investors, builders, realtors, wholesalers, and referral partners, and expand a personal book of business.
Assess borrower objectives, credit, property cash flow, leverage, and project feasibility, and recommend suitable financing structures.
Originate and manage DSCR, Fix & Flip, Bridge, Ground-Up Construction, and other business-purpose loans through application, underwriting, and closing.
Communicate loan program guidelines, pricing, documentation requirements, and financing options while delivering an exceptional borrower experience throughout the loan lifecycle.
Use the company’s CRM, loan origination system (LOS), dialer, and other technology platforms to manage borrower interactions, track loan milestones, document activities, and maintain accurate and timely records.
Collaborate with Operations, Underwriting, Processing, and Closing teams to resolve issues and fund loans efficiently.
Meet monthly funded-volume, revenue, and production goals while generating repeat business and referrals.
Maintain current knowledge of lending products, market conditions, and applicable company policies.
Develop knowledge of Fay’s business, including an understanding of organizational objectives.
Develop positive working relationships within the team and across the organization.
Comply with Fay’s policies, processes, and practices, and successfully complete required department and company training.
Model behaviors aligned with Fay’s Values, Operating Principles, ethical standards, professionalism, and code of conduct.
Perform other duties and responsibilities as assigned.