Indirect Lending Auditor, Fort Worth, TX

EECU•Fort Worth, TX

13d

About The Position

EECU is seeking an Indirect Lending Auditor to audit funded Indirect and D&M Leasing loans, ensuring contracts and lease agreements meet EECU and State requirements. The role verifies that Indirect Funders obtain all stipulations required by the approving Underwriter and accurately enter loan data into Symitar. The auditor tracks exceptions, works with Indirect Funders to correct errors until loan accounts are properly resolved, and reviews the FASB91 report daily, coordinating with Accounting when input errors occur. The position also provides backup assistance to Indirect Funders. This includes checking dealer contracts for EECU and State compliance, verifying interest rates, terms, advances, and original approvals, and ensuring dealership loan packages contain all required EECU and State documents. When a contract does not meet applicable guidelines, the auditor works directly with the dealer to resolve the issue. The role is responsible for compliance with applicable Federal and State rules and regulations, including the Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Reg DD, Reg E, Reg CC, Servicemembers Civil Relief, and FCRA/FACTA. The employee must attend initial and ongoing annual Bank Secrecy Act training. EECU evaluates applicants’ credit histories in compliance with applicable law; only applicants with good credit history will be considered. EECU is a Fort Worth-based community credit union with more than 92 years of service, over $4.5 billion in assets, and more than 315,000 members served through 22 financial centers across North Texas. The organization highlights its commitment to community service and employee well-being. The position’s stated schedule is Monday through Friday, 8 a.m. to 5 p.m., with occasional Saturdays from 8 a.m. to noon.

Requirements

At least 3 years of experience in the banking or financial industry.
At least 2 years of experience in an Indirect Auto Lending Program.
At least 2 years of Credit Union experience.
Indirect auto background.
Analytical skills and computer proficiency.
Strong attention to detail and ability to work in a fast-paced atmosphere.
Ability to communicate effectively with dealers to obtain completed loan packets in a timely manner.
Good credit history; EECU states that only applicants with good credit history will be considered.

Nice To Haves

Indirect Funding experience preferred.
Advanced knowledge of Indirect Lending preferred.

Responsibilities

Audit funded Indirect and D&M Leasing loans to confirm contracts and lease agreements meet EECU and State requirements.
Verify that Indirect Funders obtain all stipulations required by the approving Underwriter.
Verify that Indirect Funders accurately enter loan data into Symitar.
Track exceptions made by Indirect Funders and work with them to rectify errors until loan accounts are properly resolved.
Review the FASB91 report daily and work with Accounting to address mistakes caused by input errors.
Provide backup assistance to Indirect Funders.
Check dealer contracts for EECU and State compliance, including interest rates, terms, advances, and satisfaction of the original approval.
Ensure dealership loan packages include all required EECU and State documents.
Work directly with dealers to bring noncompliant contracts within applicable guidelines.
Comply with applicable Federal and State rules and regulations pertaining to the listed financial and consumer-protection requirements.
Attend initial and ongoing annual Bank Secrecy Act training.
Communicate effectively with dealers to obtain completed loan packets in a timely manner for funding.