Home Loan Originator

First Commerce Credit Union • Valdosta, GA

3d

About The Position

First Commerce Credit Union is seeking a Home Loan Originator to help build and scale a high-growth, technology-enabled lending platform. The Home Loans operation has a strategic roadmap through 2026 focused on scale, profitability, and disciplined execution. Its product suite is expanding to include portfolio solutions, brokered options, and custom programs supporting the path to homeownership, while the organization strengthens secondary strategies, optimizes pricing, and clarifies volume and pipeline expectations.

The originator will produce purchase and refinance business across portfolio and secondary markets, manage a pipeline with urgency and precision, and convert organizational and partner-generated leads into funded volume. The role works within pricing guardrails and uses the loan origination system (LOS) to support speed and transparency. It also builds relationships with realtors, builders, and community partners while representing First Commerce Credit Union as a trusted market advisor. The organization expects consistent, predictable, and controlled production.

Requirements

• Minimum 3 years of mortgage lending experience, including origination.
• Working knowledge of FHA, VA, USDA, FNMA, and FHLMC guidelines.
• NMLS registration or eligibility.
• Strong credit analysis and loan structuring skills.
• Ability to manage multiple files while maintaining precision.
• A bias toward action.
• Genuine excitement for growth, competition, and winning.

Responsibilities

• Originate purchase and refinance business across portfolio and secondary markets.
• Manage a loan pipeline with urgency and precision.
• Convert organizational and partner-generated leads into funded volume.
• Operate within pricing guardrails.
• Use the loan origination system (LOS) to deliver speed and transparency.
• Strengthen relationships with realtors, builders, and community partners.
• Represent First Commerce Credit Union as a trusted advisor in the market.
• Contribute to building and scaling the home lending platform.

Benefits

• Competitive compensation aligned with performance.
• Health insurance.
• Dental insurance.
• Vision insurance.
• 401(k) with company match.
• Generous PTO.
• Paid holidays.
• Employee assistance programs.
• Ongoing professional development.
• Clear advancement opportunities within a growing organization.
• Supportive team environment where employees' voices matter.

What This Job Offers

• Job Type: Full-time
• Education Level: No Education Listed