Community Home loan Originator

Commerce Bank•Tulsa, OK

About The Position

The Community Home Loan Originator supports and enhances Commerce Bank’s community relationships with nonprofits, underserved communities, housing organizations, and other community outreach entities. The role creates awareness of the bank’s mortgage products, services, and programs, and encourages homeownership through networking events and community- and bank-sponsored seminars. The position originates CRA-eligible residential mortgage loans and promotes affordable housing products in targeted areas. The role establishes Commerce Bank’s presence in its assigned market by building relationships with realtors, community development groups, and other community partners. It works with nonprofits and community organizations to provide homeownership and financial education, participates in community seminars and workshops, and reports CRA activities to management monthly.

Requirements

Associate degree or an equivalent combination of education and experience.
At least 2 years of experience sourcing and/or originating Community Development-related first mortgage loans, primarily in a regulated financial institution environment.
Intermediate knowledge of the home loan industry.
Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria.
Motivated, organized self-starter with strong attention to detail and the ability to manage multiple priorities.
Inquisitive, agile team player with excellent written, verbal, and interpersonal communication skills.
Ability to remain adaptable and resilient, maintain an optimistic outlook, and reflect the bank’s culture and Core Values.
Intermediate proficiency with Microsoft Word, Excel, and Outlook.
Must be eligible to work in the United States without sponsorship now or in the future.
Must authorize review of driving record and an investigatory consumer report disclosing credit history if considered for the position.

Nice To Haves

Significant relationships or connections with realtors, nonprofits, civic leaders, and other organizations specializing in Community Development lending, substantiated by referrals, letters of recommendation, public recognition, awards, or similar evidence.
Bilingual in Spanish.

Responsibilities

Actively promote Commerce Bank’s affordable housing products in targeted areas.
Originate CRA-eligible residential mortgage loans in accordance with bank policies and procedures.
Develop relationships with realtors and community development groups to establish a strong Commerce Bank presence in the assigned market.
Work with nonprofits and other community organizations to provide homeownership and financial education.
Attend community seminars, workshops, and training.
Meet with community partners, prospects, and other CRA-qualified contacts to educate them about Commerce Bank’s products and services.
Provide management with a monthly report on CRA involvement and activities.
Perform other duties as assigned.