Home Loan Originator

First Commerce Credit Union • Valdosta, GA

5d

About The Position

First Commerce Credit Union is growing and transforming its Home Loans operation into a high-performance, technology-enabled lending platform. The organization is expanding its products, strengthening pricing governance and secondary execution, and establishing clearer pipeline discipline and operational turn-time expectations. The roadmap through 2026 focuses on scale, profitability, and disciplined execution.

The Home Loan Originator will originate purchase and refinance loans across portfolio and secondary markets, manage a pipeline with urgency and precision, and convert organizational and partner-generated leads into funded volume. The role works within pricing guardrails and uses the loan origination system to support speed and transparency. It also involves developing relationships with realtors, builders, and community partners while representing First Commerce Credit Union as a trusted market advisor. The organization expects consistent, predictable, and controlled production.

Requirements

• At least 3 years of mortgage lending experience, including origination.
• Working knowledge of FHA, VA, USDA, FNMA, and FHLMC guidelines.
• NMLS registration or eligibility.
• Strong credit analysis and loan structuring skills.
• Ability to manage multiple files while maintaining precision.
• A bias toward action.
• Genuine excitement for growth, competition, and winning.

Responsibilities

• Originate purchase and refinance business across portfolio and secondary markets.
• Manage a loan pipeline with urgency and precision.
• Convert organizational and partner-generated leads into funded volume.
• Operate within pricing guardrails.
• Use the loan origination system to deliver speed and transparency.
• Strengthen relationships with realtors, builders, and community partners.
• Represent First Commerce Credit Union as a trusted advisor in the market.

Benefits

• Competitive compensation aligned with performance.
• Health, dental, and vision insurance.
• 401(k) with company match.
• Generous paid time off and paid holidays.
• Employee assistance programs.
• Ongoing professional development.
• Clear advancement opportunities within a growing organization.
• Supportive team environment.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed