Community Home loan Originator

Commerce Bank•Tulsa, OK

8d•$33 - $39

About The Position

The Community Home Loan Originator supports and enhances Commerce Bank’s relationships with nonprofits, underserved communities, housing organizations, and community outreach entities. The role creates awareness of the bank’s mortgage products, services, and programs and encourages homeownership through networking events, community activities, and bank-sponsored seminars. The position promotes affordable housing products, originates Community Reinvestment Act (CRA)-eligible residential mortgage loans, and develops relationships with realtors and community development groups in an assigned market. It also works with community organizations to provide homeownership and financial education, meets with community contacts to explain Commerce Bank’s offerings, and reports on CRA activities to management.

Requirements

Intermediate knowledge of the home loan industry.
Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may depend on meeting all driving requirements.
Organized, motivated self-starter with strong attention to detail and ability to manage multiple priorities.
Strong written, verbal, and interpersonal communication skills; inquisitive, agile, and able to work as a team player.
Ability to remain adaptable and resilient, maintain an optimistic outlook, and demonstrate behavior aligned with the company’s culture and Core Values.
Intermediate proficiency with Microsoft Word, Excel, and Outlook.
Associate’s degree or equivalent combination of education and experience.
At least 2 years of experience sourcing and/or originating Community Development-related first mortgage loans, primarily in a regulated financial institution environment.
Must be eligible to work in the United States without current or future sponsorship.
Must authorize a motor vehicle driving record review if considered for the position.
Must authorize an investigatory consumer report disclosing credit history if considered for the position.

Nice To Haves

Significant relationships or connections with realtors, nonprofits, civic leaders, and other organizations specializing in Community Development lending, substantiated by referrals, recommendation letters, public recognition, awards, or similar evidence.
Bilingual in Spanish.

Responsibilities

Actively promote Commerce Bank’s affordable housing products in targeted areas.
Originate CRA-eligible residential mortgage loans in accordance with bank policies and procedures.
Develop relationships with realtors and community development groups to establish Commerce Bank’s presence in the assigned market.
Work with nonprofits and other community organizations to provide homeownership and financial education.
Attend community seminars, workshops, and training.
Meet with community partners, prospects, and other CRA-qualified contacts to educate them about Commerce Bank’s products and services.
Provide management with monthly reports on the previous week’s CRA involvement and activities.
Perform other duties as assigned.