Head of Product

Urban Ridge Supplies • New York, NY

10d • $160,000 - $250,000 • Hybrid

About The Position

Alternative Payments is building a financial operating system for small and medium-sized businesses, starting with managed service providers. After developing accounts receivable capabilities, the company is expanding into accounts payable, AI-powered analytics, and other products. The Head of Product will own the product vision across the AI platform, spanning accounts receivable, accounts payable, and analytics. This is a hands-on leadership role focused on product strategy, technical rigor, team development, and innovation connecting data, AI, and payments. The role is available to candidates eligible to work in New York or Toronto and is hybrid.

The Head of Product will manage and grow product managers and product designers, oversee product design scope across the organization, and partner closely with product managers and engineering. They will define the product vision and roadmap, improve product-team practices, and thoughtfully establish AI as a customer- and partner-valued product capability.

The company describes itself as a fast-growing, scaling startup with a global team and a collaborative, high-ownership culture.

Requirements

• At least 10 years of product experience.
• Meaningful experience in financial technology, such as payments, lending, or money movement, or in vertical SaaS with a large payments revenue contribution.
• Proven experience managing product managers and designers across a multi-product portfolio.
• Technical ability to read system design documents, challenge engineering estimates, and help product managers write PRDs trusted by engineering teams.
• Fluency in applying AI as a product capability and ability to describe how AI has been implemented in a product organization beyond team tooling.
• Conceptual familiarity with embeddings, retrieval-augmented generation (RAG), and agent-based architectures sufficient to establish credibility with engineering.
• Strong written and verbal communication skills, including the ability to write clear strategy documents and lead effective leadership reviews.

Nice To Haves

• Experience managing design across an organization, including product design, marketing design, and sales collateral.
• Experience transitioning product ownership from a founder, including building trust and managing the handover.
• A track record of raising the technical floor in a product management team through coaching, process changes, or targeted hiring.
• Comfort working in a fast-paced, high-ownership environment where the roadmap evolves quickly.

Responsibilities

• Own the product roadmap across accounts receivable, accounts payable, and analytics, identifying intersections and customer or engineering friction.
• Manage and grow a team of product managers and product designers, overseeing product design scope across the organization.
• Work with product managers to sharpen PRDs and improve technical rigor in requirements, bridging product and engineering when needed.
• Define and own the future product vision by synthesizing market signals, customer insight, and company strategy into a coherent roadmap.
• Implement AI across the product organization as both a workflow aid and a product capability that creates value for partners.
• Establish product-team best practices for discovery, prioritization, documentation, and cross-functional collaboration.

Benefits

• Competitive salary tailored to experience, skills, and expertise; the stated base salary range is $160,000–$250,000, plus equity.
• Equity opportunities.
• Unlimited paid time off and flexibility.
• Yearly learning and development stipend.
• Opportunity for internal growth and career development.

What This Job Offers

• Job Type: Full-time
• Career Level: Director
• Education Level: No Education Listed