Global AML Advisory, Digital Asset Program Advisory

Mitsubishi UFJ Financial Group • Irving, NY

7d • Hybrid

About The Position

As a Digital Assets anti-money laundering (AML) subject matter expert, this role advises the Global AML Compliance Department and relevant first-line business leaders on strategies to identify and manage AML/CFT risks associated with developing and delivering Digital Asset products and services. The position leads the development and implementation of related strategies, methodologies, controls and program enhancements, and reports on their effectiveness.

The role leads the maintenance, enhancement and implementation of a global financial crimes compliance framework for Digital Assets, with primary responsibility for product control strategy, methodology and implementation. It provides AML advice on new or modified Digital Asset products and services, assesses their interaction with existing banking and securities products and control environments, and translates global regulatory developments into standards and implementation guidance. The position works with business, compliance, legal, technology and other stakeholders to establish sustainable controls, supports governance and regulatory engagement, and provides updates to senior management. The selected colleague works at an MUFG office or client site four days per week and remotely one day per week.

Requirements

• Deep AML and financial crimes compliance subject matter expertise within a large bank, broker-dealer, securities firm, payments organization or similarly regulated global financial institution.
• Demonstrated experience providing AML advice for banking, securities, payments, custody or treasury products, including Digital Asset products such as tokenized deposits, stablecoins and/or tokenized securities.
• Strong understanding of how Digital Asset features may change or extend financial crimes risks and controls associated with traditional products, systems and transaction flows.
• Demonstrated ability to develop compliance strategies, methodologies, risk assessment approaches, control standards, operating models, roadmaps and implementation plans.
• Demonstrated ability to manage multiple projects simultaneously and deliver change in complex, time-sensitive environments.
• Working knowledge of traditional banking and securities systems and control environments, including onboarding, payments, transaction monitoring, sanctions screening, investigations and regulatory reporting platforms.
• Demonstrated knowledge and expertise of banking laws and regulations administered by the US and major international regulatory and standards-setting bodies.
• Track record of providing timely, practical advice to business partners while balancing financial crimes compliance risk with support for business processes.
• Collaborative mindset, strong interpersonal communication skills, and ability to navigate a complex matrix environment and influence outcomes across organizational boundaries.
• Ability to work autonomously, initiate and prioritize work, exercise sound judgment and negotiate effectively.
• Typically 8–10 years of financial industry and compliance experience; experience in a global organization is preferred, preferably including 4 or more years of Digital Assets compliance experience.
• BA or BS degree; equivalent professional experience may be considered in lieu.

Nice To Haves

• MBA or master’s degree in Business, Accounting, Legal, Technology, Engineering or a related field.
• CAMS, CFCS, CFE, blockchain analytics certification or a similar anti-financial crime certification.

Responsibilities

• Lead maintenance, enhancement and implementation of the global Digital Assets financial crimes compliance framework, particularly product control strategy, methodology and implementation.
• Provide AML advisory support for new or modified Digital Asset products and services, including tokenized deposits, stablecoins, tokenized securities, custody, settlement solutions and CBDCs.
• Assess how Digital Asset product structures, transaction flows and operating models interact with existing banking and securities products, systems, policies and controls.
• Monitor and interpret global regulatory developments and translate expectations into AML standards, methodologies, minimum control requirements and implementation guidance.
• Lead or coordinate product and control applicability assessments, gap analyses, risk assessments, target-state design, implementation planning and governance materials for Digital Asset initiatives.
• Drive integration of Digital Asset requirements, where applicable, into KYC, customer risk rating, transaction monitoring, sanctions, Travel Rule, recordkeeping, regulatory reporting and management information frameworks.
• Lead or support development of methodologies for assessing Digital Asset AML control applicability, design and effectiveness.
• Partner with first-line strategy, product and business offices and with financial crimes compliance, core compliance, legal, architecture, data and project management stakeholders to align sustainable controls with product launch and change-management timelines.
• Advise on AML risks of next-generation payment and settlement capabilities, including real-time payments, tokenized money, distributed ledger-based settlement and interoperability arrangements.
• Provide senior management and governance committees with updates on Digital Asset financial crimes compliance strategy, implementation status, dependencies and emerging risks.
• Lead development of a global network of Digital Asset subject matter experts across Regions to support consistent adoption of global standards and appropriate jurisdictional implementation.
• Liaise with senior regional financial crimes compliance leadership and support examinations; may serve as a primary global financial crimes compliance contact for regulators, internal audit and independent testing functions on relevant Digital Asset product matters.

Benefits

• Comprehensive health and wellness benefits
• Retirement plans
• Educational assistance and training programs
• Income replacement for qualified employees with disabilities
• Paid maternity and parental bonding leave
• Paid vacation, sick days and holidays
• Potential eligibility for discretionary performance-based bonus and/or incentive compensation

What This Job Offers

• Job Type: Full-time
• Career Level: Senior