Global AML Advisory, Digital Asset Client Advisory

MUFG • Irving, TX

8d • $122,000 - $166,000 • Hybrid

About The Position

The role serves as a Digital Assets anti-money laundering subject matter expert, advising the Global AML Compliance Department and relevant first-line business leaders on strategies to identify and manage AML/CFT risks associated with Digital Asset customers, transactions, and operations. The position advises on the design, implementation, testing, and ongoing effectiveness of relevant KYC, transaction monitoring, and payment transparency controls.

The colleague leads maintenance of the global financial crimes Digital Assets framework, with primary responsibility for customer, transaction, and AML control effectiveness matters. The role provides advisory support across Digital Asset customer types, operating models, products, and services, and develops and maintains risk methodologies, procedures, and controls. It also serves as an escalation point for complex customer, wallet, transaction, and investigation matters, and may support examinations or act as a global FCC point of contact for regulators, internal audit, and independent testing functions.

The selected colleague works at an MUFG office or client sites four days per week and remotely one day per week. The typical base pay range is $122,000–$166,000, depending on job-related knowledge, skills, experience, and location. The role may also be eligible for discretionary performance-based bonus and/or incentive compensation.

Requirements

• Deep subject matter expertise in Digital Assets FCC, including strong understanding of related AML risks, blockchain data, blockchain analytics, and digital asset operating models.
• Demonstrated experience in or supporting a regulated crypto exchange, custodian, broker, wallet provider, stablecoin issuer, blockchain analytics firm, or comparable crypto-native organization.
• Strong understanding of centralized exchanges and DeFi ecosystems, including wallets, smart contracts, decentralized exchanges, bridges, liquidity pools, and cross-chain transaction patterns.
• Hands-on experience with blockchain analytics concepts and tools, including wallet screening, tracing, attribution, clustering, exposure methodologies, and interpretation of on-chain risk indicators.
• Demonstrated experience with customer due diligence, enhanced due diligence, transaction monitoring, investigations, suspicious activity escalation or reporting, Travel Rule controls, and operational case management for Digital Asset activity.
• Experience developing and executing control testing, user acceptance testing, quality assurance, validation, or independent review procedures for financial crimes systems and processes.
• Ability to translate technical blockchain activity and analytical findings into clear risk conclusions, control requirements, investigative narratives, and executive communications.
• Demonstrated knowledge and expertise of AML/CFT requirements and regulatory expectations applicable to VASPs, stablecoin activities, unhosted wallets, and decentralized finance.
• Collaborative mindset, strong interpersonal communication skills, and ability to navigate a complex matrix environment and influence outcomes across organizational boundaries.
• Strong judgment, attention to detail, and ability to manage multiple complex matters independently under time-sensitive conditions.
• Typically requires 8–10 years of financial industry and compliance experience, preferably within a global organization, including preferably 4 or more years of Digital Assets compliance experience.
• BA or BS degree; equivalent professional experience may be considered in lieu.

Nice To Haves

• Experience within a global organization.
• Four or more years of Digital Assets compliance experience.
• MBA or master’s degree in Business, Accounting, Legal, Technology, Engineering, or a related field.
• CAMS, CFCS, CFE, blockchain analytics certification, or similar anti-financial crime certification.

Responsibilities

• Lead maintenance of the global financial crimes Digital Assets framework, with primary responsibility for customer, transaction, and AML control effectiveness.
• Provide AML advisory support for customer types, operating models, products, and services involving digital asset issuers, exchanges, custodians, brokers, wallet providers, DeFi protocols, and other blockchain-based services.
• Develop and maintain customer and counterparty risk methodologies for DASPs/VASPs and other Digital Asset businesses, considering licensing, ownership, geography, products, transaction activity, blockchain exposure, and control maturity.
• Advise on enhanced due diligence, onboarding, periodic review, transaction monitoring, investigations, escalation, and exit considerations for Digital Asset customers and counterparties.
• Partner with operations, investigations, data, technology, and vendor-management teams to design and implement controls using blockchain data and analytics.
• Develop risk-based requirements and procedures for on-chain and off-chain monitoring, Travel Rule compliance, wallet ownership identification control considerations, and red-flag escalation processes.
• Monitor emerging illicit-finance typologies and translate relevant developments into control enhancements, training, and investigative guidance.
• Serve as an escalation point for complex Digital Asset customer, wallet, transaction, and investigation matters, coordinating with relevant GFCD stakeholders.
• Support application of AML-related control assessments, including new product assessments.
• May liaise with senior regional FCC leadership, support examinations, and/or serve as a primary global FCC point of contact for regulators, internal audit, and independent testing functions on relevant Digital Asset risk matters.

Benefits

• Comprehensive health and wellness benefits.
• Retirement plans.
• Educational assistance and training programs.
• Income replacement for qualified employees with disabilities.
• Paid maternity and parental bonding leave.
• Paid vacation, sick days, and holidays.
• The role may be eligible for discretionary performance-based bonus and/or incentive compensation.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior