Financial Advisor (Multiple Levels)-Flourtown, PA
About The Position
The Financial Advisor role is a three-year program with a forgivable draw. The advisor provides financial planning guidance and sells investment management solutions, using their experience to address the unique and complex needs of TD Wealth clients. The role reviews clients’ financial goals and makes investment recommendations aligned with those goals. As the central point of contact for client relationships, the advisor provides service and develops relationships to help clients achieve goals related to asset accumulation, preservation, growth, and protection. The advisor provides a complete onboarding and planning experience for new and existing clients, including client discovery, financial needs analysis, appropriate introductions to centralized servicing, and required documentation. The advisor conducts annual client reviews and proactive outreach, implements a differentiated service model, meets sales goals, deepens wallet share through appropriate wealth solutions, and refers clients to retail, small business, commercial, and high-net-worth partners as appropriate. The role also supports colleagues through coaching and referral training, contributes to a collaborative Wealth team, represents TD Wealth professionally, and participates in community initiatives. The position requires compliance with applicable regulations, firm policies, continuing education requirements, and TD’s customer identification and due diligence procedures. It involves frequent travel within the assigned market to meet prospects, clients, and partners, and continuous domestic travel is listed among the physical requirements. The final job level and title will depend on the selected candidate’s qualifications, experience, and demonstrated capabilities; candidates may be considered for any role in the Financial Advisor Job Family.
Requirements
- At least 2 years of experience providing advice, financial planning, and investment sales.
- SIE, Series 7, and Series 63 licenses required.
- Life and Health license and Series 66 (or equivalent), or ability to obtain all required licenses within the Licensing and Registration Schedule.
- Self-directed, with strong ability to plan activities to achieve sales and referral goals.
- Advanced understanding of wealth products and services.
- Strong verbal and written communication skills.
- Strong organizational and time-management skills.
- Ability to travel within the assigned market and commute within the assigned territory.
- Strong understanding of wealth management business development techniques.
- Strong understanding of and experience interacting with retail and small business banking clients.
- Consultative sales experience.
- Demonstrated ability to establish relationships and partner effectively with other departments.
- Proven ability to achieve sales goals.
- Compliance with FINRA eligibility and registration-related requirements, including satisfactory background, credit, civil litigation, and regulatory checks.
- Bachelor’s degree strongly preferred.
Nice To Haves
- Bachelor’s degree.
Responsibilities
- Provide financial planning guidance and sell investment management solutions aligned with clients’ goals.
- Serve as the primary point of contact for TD Wealth client relationships and manage the client’s relationship with TD Bank.
- Deliver a complete onboarding experience, including client discovery, financial needs analysis, required documents, and introductions to servicing teams as appropriate.
- Ensure new and existing clients receive a planning experience, including annual client review meetings and proactive contacts.
- Implement a differentiated service model for TD Wealth clients and deliver high-quality customer service.
- Meet quarterly and annual sales goals and deepen wallet share by identifying client needs and recommending appropriate Wealth solutions.
- Identify referral opportunities in the advisor’s portfolio and network for Retail, Small Business, Commercial, and Wealth partners.
- Transition clients who meet higher thresholds to appropriate high-net-worth Wealth partners as needed.
- Execute business activities in compliance with regulations, policies, procedures, and continuing education requirements.
- Implement the Customer Identification Program by collecting and verifying identification information and completing required due diligence.
- Coach and provide Wealth referral training and ongoing feedback to Retail and Small Business staff.
- Contribute as an individual, team member, and mentor to support strong performance and collaboration.
- Represent TD Wealth professionally to the public and participate in community and charitable initiatives.
- Support the Bank’s customer service strategy and contribute to improving the partner and customer experience.
- Participate fully as a team member, share information and knowledge, and communicate project and issue status to the team.
- Travel within the assigned market to meet prospects, clients, and partners five days a week.
Benefits
- Health and well-being benefits
- Savings and retirement programs
- Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
- Banking benefits and discounts
- Career development
- Reward and recognition
- Training and onboarding
- Online learning platform
- Mentoring programs
- Variable compensation and incentive awards, potentially including cash and/or equity awards
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
