Farm/Agribusiness Underwriter

Mutual of Enumclaw Insurance Company•Phoenix, WA

3d•$73,157 - $100,072•Hybrid

About The Position

Mutual of Enumclaw is a community-rooted insurer founded in 1898 that serves individuals, families, farms, and businesses through independent agents across the West. The Farm & Agribusiness Underwriter reports to the Farm & Agribusiness Underwriting Manager and underwrites and markets new and renewal business and endorsements within the assigned authority level, supporting corporate objectives. The role partners with Sales and Marketing to build agent relationships and write and retain profitable Farm & Agribusiness business. The position is hybrid, with preference for candidates in Washington. Candidates in Oregon, Idaho, Montana, Wyoming, Arizona, or Utah may be considered for remote work, with travel to the Greater Seattle area and assigned territories. Candidates must work during core Pacific Standard Time business hours and have high-speed internet; an internet speed test is required. The hiring range is $73,157–$84,282, and the salary range is $73,157–$100,072. Compensation may vary based on skills and experience.

Requirements

At least 3 years of underwriting, policy services, or related business experience.
Bachelor’s degree, Associate’s degree, or high school diploma with relevant business experience.
Strong task, assignment, problem-solving, project coordination, execution, collaboration, and leadership skills.
Curiosity, including asking questions and investigating and probing.
Sense of urgency and reliability.
Teamwork and effective collaboration.
Clear, professional verbal and written communication.
Ability to use tools and resources to analyze and price risks appropriately.
Ability to provide excellent service to internal or external clients.
Ability to challenge the status quo and propose possibilities.
Ability to function well in a fast-paced environment.
Ability to use data to make informed decisions and communicate the reasons for decisions.
Proficiency with Microsoft Office Suite and related software.
Ownership and responsibility for actions, outcomes, performance, and results.
Ability to establish relationships with agents or colleagues.
Ability to deliver customer-focused, proactive, responsive, accurate, and timely results.
Ability to work during core Pacific Standard Time business hours and access to high-speed internet; an internet speed test is required.

Nice To Haves

Insurance industry designations or certifications.
Residence in Washington is preferred.

Responsibilities

Review and assess small- to medium-sized risks of lower complexity and occasionally underwrite accounts of moderate complexity.
Manage underwriting and submission flow for the assigned agency.
Escalate risks beyond the designated authority level to underwriters or underwriting leadership.
Document underwriting files to verify compliance with underwriting guidelines and regulatory and quality standards.
Collaborate proactively with Sales and Marketing to generate submissions that fit the company’s appetite.
Communicate with agents or policyholders to gather missing information, provide application or endorsement status, and maintain business relationships.
Participate in agency meetings and training sessions.
Attend agency functions and industry events.
Negotiate price, terms, and conditions for new and renewal business with agency partners.
Evaluate natural catastrophe exposures using available modeling tools to confirm compliance with underwriting standards.
Determine whether facultative reinsurance is required and secure placement when authorized, or refer as needed.
Collaborate with Underwriting and IT on strategic initiatives, data conversion, acceptance testing, and quality assurance for systems development.
Identify and suggest procedures and opportunities to streamline department processing and record-keeping systems and practices.