Home-Based Family Benefits Specialist

AIL•South Bend, IN
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring a fully remote Family Benefits Specialist to help individuals and families understand and enroll in personalized supplemental benefit options. The position involves building client relationships, conducting virtual Zoom consultations, providing clear and professional enrollment guidance, and maintaining accurate digital records and follow-up communications. Client interest is inbound; cold outreach is not required. This is an independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. The company provides training, mentorship, licensing guidance, and professional development. Candidates must complete applicable pre-licensing coursework and examinations and obtain the appropriate state Life & Health Insurance License before conducting licensed activities; associated costs are the candidate’s responsibility. Licensing requirements, fees, compensation, and contractor terms may vary by state. The role is suited to self-motivated, coachable people who are comfortable working independently and are interested in professional growth and potential advancement into leadership. Candidates provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace. Applicants must be at least 18 and legally eligible to work in the United States.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Have strong communication and interpersonal skills.
  • Be willing and able to obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities, if applicable.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Be self-driven, organized, and comfortable working independently and in virtual meetings using digital tools.
  • Have a service-minded, mission-driven attitude.

Nice To Haves

  • Customer service background is helpful but not required.
  • Interest in a people-first, service-oriented environment; the opportunity is described as a fit for recent or soon-to-be graduates in business, marketing, or communications.

Responsibilities

  • Build lasting client relationships.
  • Lead virtual Zoom consultations with clients.
  • Prioritize high-quality, client-focused interactions.
  • Guide individuals and families through personalized supplemental benefit options.
  • Guide clients through enrollment with clarity and professionalism.
  • Maintain organized, accurate digital records and follow-up communication.
  • Participate in required training and virtual meetings.
  • Continue developing through mentorship and professional development.

Benefits

  • Full training and licensing support, including licensing guidance.
  • Mentorship and ongoing professional development.
  • Flexible hours.
  • Opportunity for advancement into leadership.
  • Opportunities for renewal-based income growth.
  • Bonuses paid monthly and quarterly.
  • 3% equity opportunity for qualifying team members.
  • Weekly pay based on performance.
  • Inbound leads; no cold outreach.
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