Finance/Business Manager

Vallely Sport & Marine•Minot, ND
•Onsite

About The Position

Vallely Sport & Marine is hiring one F&I / Business Manager for its Minot, North Dakota location. The family-owned dealership has been in business since 1974 and sells boats, off-road vehicles, and motorcycles. This in-person role structures and closes financing, offers customers financing approvals and protection products, ensures compliance, and manages finance department performance. Compensation consists of a base salary plus commission on F&I product income and reserve. On-target earnings are $100,000–$120,000+, with uncapped earnings potential for top performers. The position is full-time and averages 45 hours per week from October through February, with hours increasing to as many as 55 per week during peak season from March through September. The schedule is Monday through Friday, 8 a.m. to 7 p.m., and two Saturdays per month, 8 a.m. to 2 p.m.

Requirements

  • At least one of the following: a bachelor's degree; 2 or more years of F&I experience; or 4 or more years of sales or negotiation experience.
  • Ability to build trust and provide top-tier customer service.
  • Comfort working up to 55 hours per week during peak season.
  • Ability to maintain attention to detail in a fast-paced environment.
  • Business-oriented approach.
  • Ability to keep customer financials and store information private.
  • The posting says candidates should consider ethics; it lists not considering ethics as a reason not to apply.

Nice To Haves

  • Credit insurance license.
  • Prior experience in related industries.
  • Candidates who are highly intelligent, humble, focused, and proven fast learners or high performers are identified as exceptions to the stated requirements.

Responsibilities

  • Structure and close financing for marine, off-road, and motorcycle purchases.
  • Obtain financing approvals from banks, credit unions, and manufacturer captive programs.
  • Present protection products, including service contracts, prepaid maintenance, GAP, tire and wheel coverage, protective wraps, and ceramic protection.
  • Maintain compliance with Reg Z, TILA, North Dakota disclosure requirements, OFAC, and Red Flags requirements.
  • Manage department metrics, including PVR, product penetration, reserve, time-to-fund, contracts-in-transit, and the customer experience from introduction through signature.
  • Keep customer financial information and store information private.

Benefits

  • 401(k) contributions from the employer, even if the employee does not contribute.
  • Employee discounts.
  • Flexible schedule.
  • Health insurance.
  • Health savings account.
  • Life insurance.
  • Paid time off.
  • Referral program.
  • Retirement plan.
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