Enterprise Money Movement Product Strategy Lead

U.S. Bank • Minneapolis, MN

3d • Hybrid

About The Position

The Enterprise Money Movement Product Strategy Lead drives the strategic evolution and optimization of money movement capabilities that support revenue-driving business lines. The role maintains a holistic view of money movement journeys, platforms, channels, systems, payment rails, and operational processes, aligning stakeholders on strategic priorities and leading initiatives to modernize and enhance capabilities. It coordinates efforts from concept through implementation, with a focus on client needs and business objectives. The position calls for deep payments and money movement expertise, strong strategic and analytical capabilities, excellent communication, and the ability to build alignment across stakeholder groups in a complex and evolving environment.

The role requires working from a U.S. Bank location three or more days per week. The stated pay range is $149,515 to $175,900; the actual range may vary by location.

Requirements

• Eight or more years of banking experience.
• Three or more years of management experience.
• BA or MBA in finance, business administration, or a related field.

Nice To Haves

• Deep knowledge of consumer, small business, or institutional payment systems, money movement processes, payment rails, channels, and client journeys.
• Demonstrated experience leading complex cross-functional initiatives involving multiple stakeholder groups.
• Strong understanding of payment ecosystems, transaction flows, and operational considerations related to consumer banking products and services.
• Excellent written, verbal, presentation, and facilitation skills.
• Strong analytical and problem-solving capabilities.
• 10 or more years of experience in payments, money movement, retail banking, digital banking, treasury services, payment modernization, or related disciplines.
• Deep expertise in payment rails and capabilities, including debit and credit cards, ACH, RTP, FedNow, bill pay, account-to-account transfers, digital wallets, and wires.
• Experience leading enterprise-wide transformation, modernization, or optimization initiatives.
• Knowledge of emerging payment technologies, real-time payments, embedded finance, open banking, agentic commerce, and digital payment trends.
• Experience working with large-scale payment platforms, banking infrastructure, and operations organizations.
• Understanding of regulatory, risk, fraud, compliance, and operational considerations related to consumer money movement.

Responsibilities

• Develop and maintain a comprehensive understanding of money movement journeys, channels, platforms, payment rails, systems, and operational processes across business lines.
• Lead strategic initiatives to optimize money movement processes, technologies, platforms, and service delivery models.
• Work with business line product owners, operations leaders, and experience teams to understand client needs, pain points, market expectations, and emerging opportunities.
• Develop business proposals for enterprise change initiatives in collaboration with business line, technology, and platform leaders.
• Facilitate collaboration across business lines and corporate functions to align stakeholders on priorities, timelines, deliverables, and expected outcomes.
• Establish and manage project timelines, milestones, dependencies, and deliverables for assigned strategic initiatives.
• Monitor initiative progress, facilitate issue resolution, and support successful execution and delivery of strategic objectives.
• Serve as a subject matter expert on money movement capabilities, the broader money movement ecosystem, and strategic goals across products and platforms.

Benefits

• Healthcare coverage, including medical, dental, and vision
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation, from two to five weeks depending on salary grade and tenure
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law
• Incentive and recognition programs
• Equity stock purchase
• Pension

What This Job Offers

• Job Type: Full-time
• Career Level: Senior