Enterprise Money Movement Product Strategy Lead

U.S. Bank•Minneapolis, MN
•$149,515 - $175,900•Hybrid

About The Position

The Enterprise Money Movement Product Strategy Lead drives the strategic evolution and optimization of money movement capabilities that support revenue-driving business lines. The role maintains a holistic view of money movement journeys, platforms, channels, systems, payment rails, and operational processes; aligns stakeholders on strategic priorities; and leads initiatives to modernize and enhance capabilities. The position coordinates work from concept through implementation, focusing on client needs and business objectives. The successful candidate brings deep payments and money movement expertise, strategic and analytical capabilities, strong communication skills, and an ability to build alignment across diverse stakeholder groups. The role operates in a complex environment where priorities, regulations, technologies, and client expectations evolve.

Requirements

  • Eight or more years of banking experience.
  • Three or more years of management experience.
  • BA/MBA in finance, business administration, or a related field.

Nice To Haves

  • Deep knowledge of consumer, small business, or institutional payment systems, money movement processes, payment rails, channels, and client journeys.
  • Demonstrated experience leading complex cross-functional initiatives involving multiple stakeholder groups.
  • Strong understanding of payment ecosystems, transaction flows, and operational considerations related to consumer banking products and services.
  • Excellent written, verbal, presentation, and facilitation skills.
  • Strong analytical and problem-solving capabilities.
  • 10+ years of experience in payments, money movement, retail banking, digital banking, treasury services, payment modernization, or related disciplines.
  • Deep expertise in payment rails and capabilities, including debit and credit card, ACH, RTP, FedNow, bill pay, account-to-account transfers, digital wallets, and wires.
  • Experience leading enterprise-wide transformation, modernization, or optimization initiatives.
  • Knowledge of emerging payment technologies, real-time payments, embedded finance, open banking, agentic commerce, and digital payment trends.
  • Experience working with large-scale payment platforms, banking infrastructure, and operations organizations.
  • Understanding of regulatory, risk, fraud, compliance, and operational considerations related to consumer money movement.

Responsibilities

  • Develop and maintain a comprehensive understanding of money movement journeys, channels, platforms, payment rails, systems, and operational processes across business lines.
  • Lead strategic initiatives to optimize money movement processes, technologies, platforms, and service delivery models.
  • Own relationships with business-line product owners, operations leaders, and experience teams to understand client needs, pain points, market expectations, and emerging opportunities.
  • Deliver business proposals for enterprise change initiatives in collaboration with business-line, technology, and platform leaders.
  • Facilitate collaboration across business lines and corporate functions to align stakeholders on priorities, timelines, deliverables, and expected outcomes.
  • Establish and manage project timelines, milestones, dependencies, and deliverables for assigned strategic initiatives.
  • Monitor initiative progress, facilitate issue resolution, and help ensure successful execution and delivery of strategic objectives.
  • Serve as a subject matter expert on money movement capabilities, the broader money movement ecosystem, and strategic goals across products and platforms.

Benefits

  • Healthcare (medical, dental, and vision).
  • Basic term and optional term life insurance.
  • Short-term and long-term disability.
  • Pregnancy disability and parental leave.
  • 401(k) and employer-funded retirement plan.
  • Paid vacation (from two to five weeks depending on salary grade and tenure).
  • Up to 11 paid holiday opportunities.
  • Adoption assistance.
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law.
  • Incentive and recognition programs.
  • Equity stock purchase.
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