Enterprise Money Movement Product Strategy Lead
About The Position
The Segment Money Movement Product Strategy Lead drives the strategic evolution and optimization of money movement capabilities that support revenue-driving business lines. The role maintains a holistic view of money movement journeys, platforms, channels, systems, payment rails, and operational processes across a selected customer segment, aligning stakeholders around strategic priorities and leading initiatives to modernize and enhance capabilities. The lead coordinates efforts from concept through implementation, with a focus on client needs and business objectives. The position calls for deep expertise in payments and money movement, strategic and analytical strength, excellent communication skills, and the ability to build alignment across diverse stakeholder groups. The person must be adaptable and execution-oriented, and comfortable working in a complex environment where priorities, regulations, technologies, and client expectations evolve. The role requires working from a U.S. Bank location three or more days per week.
Requirements
- Bachelor's degree or equivalent work experience.
- At least 5 years of experience in payments, money movement, product strategy, product management, operations, consulting, financial services, or a related field.
- Deep knowledge of consumer, small business, or institutional payment systems, money movement processes, payment rails, channels, and client journeys.
- Strong understanding of payment ecosystems, transaction flows, and operational considerations related to consumer banking products and services.
- Excellent written, verbal, presentation, and facilitation skills.
- Strong analytical and problem-solving capabilities.
Nice To Haves
- At least 7 years of experience in payments, money movement, retail banking, digital banking, treasury services, payment modernization, or related disciplines.
- Demonstrated experience leading complex cross-functional initiatives involving multiple stakeholder groups.
- Deep expertise in payment rails and capabilities, including debit and credit cards, ACH, RTP, FedNow, bill pay, account-to-account transfers, digital wallets, and wires.
- Experience leading enterprise-wide transformation, modernization, or optimization initiatives.
- Knowledge of emerging payment technologies, real-time payments, embedded finance, open banking, agentic commerce, and digital payment trends.
- Experience working with large-scale payment platforms, banking infrastructure, and operations organizations.
- Understanding of regulatory, risk, fraud, compliance, and operational considerations related to consumer money movement.
Responsibilities
- Develop and maintain a comprehensive understanding of money movement journeys, channels, platforms, payment rails, systems, and operational processes across business lines for a selected customer segment.
- Lead strategic initiatives to optimize money movement processes, technologies, platforms, and service delivery models.
- Partner with business line product owners, operations leaders, and experience teams to understand client needs, pain points, market expectations, and emerging opportunities.
- Work with technology and platform teams to evaluate solution options, understand dependencies, assess downstream impacts, and support successful implementation of change initiatives.
- Facilitate collaboration across business lines and corporate functions to align stakeholders around priorities, timelines, deliverables, and expected outcomes.
- Establish and manage project timelines, milestones, dependencies, and deliverables for assigned strategic initiatives.
- Monitor initiative progress, facilitate issue resolution, and help ensure successful execution and delivery of strategic objectives.
- Serve as a subject matter expert on money movement capabilities, the broader money movement ecosystem, and strategic goals across products and platforms for a selected customer segment.
Benefits
- Healthcare coverage, including medical, dental, and vision
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation, from two to five weeks depending on salary grade and tenure
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law
- Incentive and recognition programs
- Equity stock purchase
- Pension
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What This Job Offers
Job Type
Full-time
Career Level
Senior
