PEMA Employee Benefits Consultant - Remote (CST or EST)

OneDigital

5d • $110,000 - $120,000 • Remote

About The Position

The Private Equity & M&A Employee Benefits Consultant supports OneDigital’s PEMA practice by delivering employee benefits due diligence, analytics, and strategic advisory services to private equity firms, portfolio companies, and transaction teams. The role analyzes benefits programs in acquisitions, divestitures, integrations, and portfolio optimization, with exposure to private equity sponsors, portfolio company leaders, HR executives, investment banking teams, legal advisors, and other transaction stakeholders. The Consultant reports directly to the Senior Director, Private Equity & M&A Practice.

The position supports benefits due diligence, financial analysis, benchmarking, and portfolio-wide assessments. It helps identify financial, operational, contractual, compliance, and integration considerations; develops clear findings and executive-level materials; and supports post-close benefits harmonization, vendor strategy, cost optimization, and integration planning. The Consultant also uses AI and emerging technologies to improve the efficiency and quality of diligence and consulting work, and contributes to market research, business development, and improvements to the practice’s processes and analytical capabilities.

Requirements

• Strong analytical and quantitative skills, including demonstrated ability to work with complex datasets.
• Advanced Excel skills, including financial modeling, pivot tables, lookups, data analysis, and data visualization.
• Strong PowerPoint and presentation skills.
• Ability to understand and analyze financial and contractual information.
• Excellent written and verbal communication skills.
• Strong attention to detail and ability to identify inconsistencies, risks, and opportunities in data.
• Ability to manage multiple priorities in a fast-paced, transaction-driven environment.
• Bachelor’s degree required.
• 2–5 years of experience in employee benefits consulting, benefits brokerage, actuarial/analytics, HR consulting, M&A advisory, or a related field.

Nice To Haves

• A degree in finance, economics, business, mathematics, actuarial science, HR, or a related field.
• Experience supporting employee benefits M&A or due diligence.
• Experience working with private equity firms or portfolio companies.
• Knowledge of medical plan funding arrangements, including fully insured and self-funded plans.
• Familiarity with stop-loss, PBM contracts, claims analysis, ACA compliance, and benefits benchmarking.
• Experience working with benefits data and financial models.
• Consulting or client-service experience.
• Familiarity with CRM, deal management, or data platforms such as Salesforce, DealCloud, Monday.com, or similar systems.
• Demonstrated interest or experience applying AI and emerging technologies to professional services, analytics, or consulting workflows.

Responsibilities

• Support employee benefits due diligence for private equity acquisitions, including pre-confirmatory and full confirmatory diligence.
• Analyze medical, pharmacy, dental, vision, life, disability, retirement, and other employee benefit programs.
• Review plan documents, renewal information, claims and census data, contribution structures, premiums, stop-loss coverage, contracts, and other plan materials.
• Identify financial, operational, contractual, compliance, and integration considerations and help develop diligence findings and executive summaries.
• Support diligence involving fully insured, self-funded, level-funded, ICHRA, ESOP, and other benefits structures.
• Build financial models and analyses of employee benefits costs and potential savings opportunities.
• Analyze claims, utilization, premiums, PEPM/PEPY costs, employer and employee contributions, plan design, stop-loss terms, funding arrangements, and PBM economics.
• Conduct benefits benchmarking and comparative analyses using market and portfolio-company data.
• Identify opportunities for plan design optimization, vendor consolidation, purchasing leverage, and portfolio-level strategies.
• Translate detailed data into concise, actionable financial and strategic conclusions.
• Support portfolio-wide benefits assessments and benchmarking, including identifying trends, KPIs, and opportunities across portfolio companies.
• Support post-close benefits harmonization, broker and vendor strategy, cost optimization, and integration planning.
• Prepare client-ready presentations, diligence reports, data summaries, and executive-level materials.
• Participate in client calls and internal transaction meetings and work with senior team members to develop recommendations and communicate findings.
• Coordinate with investment bankers, legal advisors, HR leaders, CFOs, PE operating partners, and other transaction stakeholders.
• Manage multiple transactions and workstreams simultaneously while meeting aggressive transaction timelines, and develop the ability to independently manage defined diligence components.
• Leverage AI and emerging technologies for research, data analysis, document review, benchmarking, summarization, and identifying trends, risks, and opportunities.
• Stay current on emerging AI capabilities and identify practical applications for the PEMA team’s analytical and client-service work.
• Research market trends, benefits strategies, and emerging issues affecting private equity portfolio companies.
• Support business development with prospect materials, market research, and client presentations.
• Help improve and scale the PEMA team’s diligence processes and analytical capabilities.

Benefits

• Health, wellbeing, retirement, and other financial benefits for eligible employees.
• Paid time off.
• Overtime pay for non-exempt employees.
• Learning and development programs.
• Reimbursement of job-related expenses under company policy.
• Employee perks and discounts may be available.
• Some roles are eligible for variable compensation, commission, and/or annual bonus based on individual and/or company performance.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level