Director Product Manager, Commercial Banking
About The Position
SoFi is building Commercial Banking from the ground up and seeks a Director Product Manager to lead the strategy, architecture, and delivery of a next-generation business banking platform. This company-level, 0-to-1 role defines how businesses move and manage money across modern payment rails, including Wires, ACH, FedNow, and emerging real-time or stablecoin settlement. The role sets the product vision and roadmap and delivers experiences and infrastructure commercial clients need to run their businesses. The position operates with high autonomy, influences executive strategy, and leads complex, regulated financial systems from concept through scale. It owns client-facing experiences, APIs, and the end-to-end platform, including business accounts, payment rails, treasury capabilities, and APIs. The role leads and grows a product team and collaborates across business, engineering, risk, compliance, treasury, finance, sales, and operations.
Requirements
- Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.
- 10 or more years of product management experience, with significant experience in platform and B2B roles.
- Experience building and growing teams of product managers.
- Strong cross-functional collaboration and influence skills.
- Excellent written and verbal communication skills, including the ability to simplify technical complexity for diverse stakeholders.
- Experience presenting to C-level leadership.
- Direct experience building commercial or business banking products or payments products.
- Deep knowledge of Wires and ACH systems and operations.
- Experience launching regulated financial products at scale from within a bank.
- Entrepreneurial mindset and a proven track record independently leading ambiguous, cross-team 0-to-1 initiatives.
- Strong technical fluency with APIs, ledgers, and payments architectures.
Nice To Haves
- Experience with FedNow or real-time payments (RTP).
- Stablecoin, tokenized deposits, or blockchain-based settlement experience.
- Sponsor bank or Banking-as-a-Service experience.
- Treasury, cash management, or reconciliation platform exposure.
- Experience building front-end B2B experiences.
- Experience building developer-first financial platforms or serving fintech/platform customers.
Responsibilities
- Define the multi-year product vision and roadmap for Commercial Banking.
- Own and deliver client-facing experiences, APIs, and the end-to-end platform for business accounts, payment rails, treasury capabilities, and APIs.
- Lead 0-to-1 product development from discovery through launch and scale.
- Manage and grow a product team to drive roadmap execution and delivery as the business scales.
- Partner with Business, Engineering, Risk, Compliance, Treasury, Finance, Sales, and Operations teams to deliver the product roadmap.
- Translate regulatory and operational constraints into product solutions.
- Drive measurable outcomes in adoption, volume, reliability, cost efficiency, and risk performance.
- Influence company strategy and mentor other product managers as a commercial banking subject-matter expert.
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What This Job Offers
Job Type
Full-time
Career Level
Director
