Director Portfolio Management CRE

Webster Bank•Lexington, KY

4d•$135,000 - $150,000

About The Position

Responsible for managing portfolio relationships for the Healthcare CRE and Middle Market industry vertical. Dynamic career opportunity to join a growth-oriented and transaction-focused specialty industry group working in a collegial environment.

Requirements

Bachelor's degree in Accounting or Finance; MBA a plus
5-10 years of experience in commercial banking, commercial finance, private credit
Formal bank credit training and experience in PM and Underwriter role
Strong corporate finance, credit analytical skills, and proficiency in financial statement analysis
Healthcare Industry and Commercial Real Estate experience strongly preferred
Great interpersonal skills with ability to interface with Relationship Managers, Underwriters and Portfolio Managers, Senior Credit Officers, clients, and executive management
Proven ability to manage and cultivate client relationships
Well organized and ability to work independently in a fast-paced environment
Strong written and verbal communication skills
Proficient in MS Office: Word, Excel, PowerPoint

Responsibilities

Primary responsibilities involve managing portfolio account relationships for lending and deposit customers for portfolio customers.
Manage an assigned portfolio of loan accounts and maintain deep understanding of clients’ business, industry trends and markets, pro-actively monitor financial performance to assess risk profile and credit risk rating, respond to client credit requests, advocate appropriate actions to BU Head and PM Team Leader.
Coordinate with BU Head and Origination Team (Relationship Managers and Underwriters) with all facets of underwriting and closing senior debt financings and related credit requests for existing portfolio relationships.
Prepare high quality, detailed credit approval documents containing an in-depth quantitative and qualitative analysis and understanding of the customer, borrowers’ operating performance, healthcare market trends/fundamentals, and identify key business issues and risks.
Support Origination Team on transaction process and underwriting diligence including financial modeling, preparation of credit approval documents in accordance with the bank’s credit policies and procedures; participate in credit committee approval discussions, coordinate loan closing with product partners (Treasury, Operations, Loan Syndication).
Demonstrate in-depth knowledge of Webster’s full suite of credit products and services to deliver appropriate solutions to customers and demonstrate an ability to form trusted, consultative relationships with customers.