Digital Assets Product Owner II - Enterprise Payments

M&T Bank•Buffalo, NY

15d•$123,600 - $206,000

About The Position

M&T Bank is seeking a seasoned payments practitioner to lead technology management and the strategic evolution of a next-generation payment rail within its Digital Assets and Payments ecosystem. The Product Owner II helps shape product vision, drive innovation, and deliver payment capabilities that support the future of digital transactions. The role requires a strong foundation in payment rails and transaction processing, alongside expertise in product management, Agile delivery, or payment operations. The Product Owner partners with business leaders, technology teams, and cross-functional stakeholders to develop and execute a product roadmap that delivers measurable value and aligns with enterprise strategy. The role owns backlog prioritization, communicates product vision, and leads Agile teams delivering complex payment solutions. It requires payments knowledge—including areas such as Wire, ACH, Instant Payments, Zelle, Digital Assets, or emerging payment technologies—and the ability to influence without direct authority, navigate regulatory considerations, and make thoughtful decisions in a rapidly evolving environment. This individual contributor has no direct management responsibility but manages activities through influence, accountability, and ownership in an Agile environment. The role may act on behalf of the Senior Product Owner when needed.

Requirements

Bachelor’s degree and at least 6 years of business, analytical, technical, and/or product experience; alternatively, a combined minimum of 10 years of higher education and/or work experience, including at least 6 years of relevant business, analytical, technical, and/or product experience.

Nice To Haves

Experience prioritizing competing priorities in a rapidly changing environment.
Experience seeking multiple opinions while making independent decisions and influencing positive outcomes.
Understanding of Design Thinking principles.
Knowledge of product design and development best practices.
Knowledge of Agile and Lean principles and practices.
Experience partnering with user experience teams on product design.
Experience developing or managing digital capabilities.
Strong verbal and written communication skills.
Payments subject matter expertise, such as Wire, ACH, Zelle, and/or Digital Assets.

Responsibilities

Build and own the vision and roadmap for a large product or set of products, aligning them with strategic intent and communicating them to the team and stakeholders.
Prioritize backlogs according to the overall product vision and strategy.
Represent the customer’s voice, communicate story details to the team, and make autonomous, timely decisions that advance delivery in alignment with product strategy.
Write user stories and groom the backlog with the team; define acceptance criteria to support Acceptance Test-Driven Development (ATDD).
Work with the delivery team to create information radiators and other communication tools that show progress to internal teams and stakeholders.
Participate in all team activities and ceremonies.
Influence business partners across the organization, including senior partners and stakeholders across organizational boundaries, advocating for customer benefit.
Understand and engage with customers.
Prioritize outcomes over outputs and use design thinking methods and analytics to inform product design.
Collaborate across teams and with other Product Owners to align the customer journey and dependent backlogs.
Act on behalf of the Senior Product Owner when required by absence.
Follow company risk and regulatory standards, policies, and controls; identify risk-related issues requiring escalation.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Maintain internal control standards, including timely implementation of internal and external audit points and applicable issues raised by external regulators.
Complete other related duties as assigned.