Deputy Chief Underwriting Officer – Underwriting Excellence

MSIG USA•New York, NY
•$275,000 - $360,000

About The Position

The Deputy CUO, Underwriting Excellence is the senior enterprise leader responsible for strengthening underwriting discipline, technical quality, and consistency across MSIG USA. The role establishes the underwriting operating framework that supports profitable growth and ensures risk appetite, standards, authorities, and quality expectations are consistently translated into underwriting practice. The position leads enterprise underwriting standards and technical governance, underwriting authority and escalation frameworks, underwriting quality assurance, and technical education. It connects quality findings to standards, authorities, training, product governance, and business action, and partners with business and functional leaders to turn enterprise insights into underwriting improvements.

Requirements

  • Bachelor’s degree in business, finance, risk management, insurance, or a related field.
  • 15+ years of progressive specialty or Commercial P&C underwriting experience, including significant enterprise or senior leadership responsibility.
  • Broad technical underwriting credibility across specialty or Commercial P&C products, with judgment to operate across multiple products and business units.
  • Demonstrated experience establishing and leading enterprise underwriting standards, authority frameworks, technical governance, quality assurance, and related technical underwriting functions.
  • Experience translating enterprise risk appetite into practical underwriting guidelines, authorities, controls, referral processes, and escalation protocols.
  • Strong understanding of underwriting quality, portfolio learning, root-cause analysis, remediation, and continuous improvement.
  • Experience leading enterprise-wide underwriting initiatives, organizational change, and technical underwriting, governance, or quality-assurance teams.
  • Proven ability to partner across Actuarial, Reinsurance, Risk Engineering, and product leadership; constructively challenge senior leaders; and balance enterprise consistency with business and P&L accountability.
  • Strong executive communication, influence, decision-making, and change-leadership skills.
  • Ability to perform each essential duty satisfactorily; reasonable accommodation may be made for individuals with disabilities.

Responsibilities

  • Lead enterprise underwriting standards, policies, guidelines, and technical governance.
  • Own underwriting authority, referral, exception, and escalation frameworks in partnership with the CUO and business underwriting leaders.
  • Lead implementation of enterprise risk appetite in practical underwriting standards and controls.
  • Provide executive leadership to Underwriting Quality & Assurance, including thematic reviews, quality trends, root-cause analysis, remediation, and continuous improvement.
  • Create a closed-loop process through which quality findings inform underwriting standards, authorities, training, product governance, and business action.
  • Lead underwriting education, technical capability development, and sharing of best practices across the underwriting community.
  • Partner with product leaders on new-product and material-product-change governance from an underwriting standards, authority, and controls perspective.
  • Establish minimum delegated underwriting standards and control requirements, including authority expectations and underwriting-quality requirements.
  • Chair or support enterprise underwriting governance forums and ensure clear escalation and remediation tracking.
  • Partner with Actuarial, Reinsurance, Risk Engineering, Legal/Compliance, the Deputy CUO, Portfolio Strategy & Management, the MSIG international CUO, and senior leadership to convert enterprise insights into underwriting action.

Benefits

  • Comprehensive medical, dental, and vision coverage
  • 401(k) with a generous employer match and profit-sharing contribution
  • Wellness incentive program
  • Life and accidental death and dismemberment (AD&D) insurance
  • Flexible spending programs
  • Short-term and long-term disability plans
  • Paid time off program
  • Paid charitable leave
  • Paid parental leave
  • Tuition reimbursement program
  • Personal insurance (auto/homeowners) discounts
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