2027 Enterprise Operations Development Program – Default Accounting Analyst

M&T Bank•Getzville, NY

3d•$30 - $44

About The Position

The Default Accounting Analyst is an early-career role in M&T Bank’s Enterprise Operations Development Program for an Accounting major graduating in 2027. The analyst reviews financial and operational data related to defaulted loan portfolios, completes reconciliations, investigates discrepancies, develops reports and spreadsheets, and helps ensure financial information is accurate, complete, and properly reported. The role provides hands-on experience in accounting operations, financial analysis, reporting, research, and problem-solving. The analyst may review accounts, research financial discrepancies, analyze portfolio activity, create reports, and identify trends or issues. The role also involves collaboration with business partners across M&T Bank to understand how accounting, operations, risk, and business decisions work together. The program includes rotations across multiple disciplines to build an understanding of different roles and how they support services for internal and external customers. Depending on the candidate’s preference and skill set, work may be in customer contact or a back-office role. The position is based in Getzville, New York.

Requirements

Bachelor’s or Master’s degree.
Minimum cumulative GPA of 3.0.
Up to 1 year of work experience.
Outstanding written and verbal communication skills.
Demonstrated interpersonal skills.
Demonstrated analytical skills.
Demonstrated computer skills.
Prior work or internship experience.

Responsibilities

Complete job rotations over a set time frame in multiple disciplines to gain a broader understanding of roles and how they work together to deliver solutions and services to internal and external customers.
Manage a pipeline of loans, ensuring operational processes are completed accurately and on time.
Review loans to confirm quality within the Company’s risk appetite.
Work in customer contact or back-office roles depending on the candidate’s preference and skill set.
Develop and produce routine departmental reports and spreadsheets, including project analyses, historical reporting, and financial analyses.
Complete data reviews, research, and reconciliations.
Participate in Customer Asset Management Operations Development Program activities.
Adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with its Risk Appetite, and identify risk-related issues requiring escalation to management.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points and applicable issues raised by external regulators.
Complete other related duties as assigned.