2027 Enterprise Operations Development Program – Cash Management Analyst
About The Position
The Cash Management Analyst role is part of M&T Bank’s Enterprise Operations Development Program for recent college graduates. The program provides hands-on experience and professional development while building analytical, problem-solving, collaboration, and leadership skills. Analysts support financial transactions and learn how payments, reconciliations, reporting, and operational processes work within a financial institution. The Cash Management team helps ensure financial transactions within Default Servicing are processed accurately and on time. Analysts gain exposure to cash processing, invoice management, account reconciliations, reporting, and quality control, working with internal and external partners to help ensure funds are applied correctly, payments are processed efficiently, and financial information is accurate. The role also contributes to projects involving process improvement, data analysis, operational efficiency, and automation. Analysts may review workflows, analyze operational data, identify improvement opportunities, and support automation initiatives. The position includes rotations across multiple disciplines and may involve customer-contact or back-office work, depending on the candidate’s preference and skill set.
Requirements
- Bachelor’s or Master’s degree.
- Minimum cumulative GPA of 3.0.
- Up to 1 year of work experience.
- Outstanding written and verbal communication skills.
- Demonstrated interpersonal skills.
- Demonstrated analytical skills.
- Demonstrated computer skills.
- Prior work or internship experience.
Responsibilities
- Complete job rotations over a set timeframe in multiple disciplines to understand how roles are used at the Bank and how they work together to deliver solutions and services to internal and external customers.
- Manage a pipeline of loans, ensuring operational processes are completed timely and accurately.
- Review loans to confirm an appropriate quality level within the Company’s risk appetite.
- Work in customer-contact or back-office roles depending on the candidate’s preference and skill set.
- Develop and produce routine departmental reports and spreadsheets, including project analyses, historical reporting, and financial analyses.
- Complete data review, research, and/or reconciliation.
- Participate in Customer Asset Management Operations Development Program activities.
- Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with its Risk Appetite, and identify risk-related issues that need escalation to management.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points and applicable issues raised by external regulators.
- Complete other related duties as assigned.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
