Debt Collections Representative – Uncapped Monthly Bonus

Capital Management Services•Buffalo, NY
•$18 - $25•Onsite

About The Position

Capital Management Services (CMS) is hiring Debt Collections Representatives in Buffalo, New York. The role handles third-party collection accounts on behalf of multiple clients, helping customers find manageable ways to resolve past-due accounts. Representatives receive two weeks of paid, hands-on training. Starting pay is $18 per hour, with uncapped monthly commission based on performance.

Requirements

  • Professional phone presence and strong communication skills.
  • Ability to listen, negotiate, and stay composed during sensitive conversations.
  • Comfort working toward performance goals and documenting calls accurately.

Nice To Haves

  • Collections or call center experience is welcome; prior collections experience is not required.

Responsibilities

  • Handle inbound and outbound calls on third-party collection accounts.
  • Listen to customers, explain payment options, and help them set up manageable payment arrangements.
  • Document account activity and payment commitments accurately.
  • Meet performance and quality goals while following the FDCPA and applicable regulations.

Benefits

  • $150 sign-on bonus after 60 days.
  • Medical, dental, and vision insurance.
  • Paid time off.
  • 401(k) with company participation.
  • Two weeks of paid, hands-on training.
  • Uncapped monthly commission based on performance.
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