2027 Credit Portfolio & Administrative Agency Summer Intern

Banco Santander • Miami, FL

16h • Onsite

About The Position

Santander US is seeking an undergraduate intern for its 2027 Summer Internship Program. The Credit Portfolio & Administrative Agency team supports the administration and management of syndicated and bilateral loan transactions in which Santander serves as Administrative Agent and/or Collateral Agent. The intern will work with experienced professionals and learn how the team coordinates and oversees agency responsibilities throughout the loan lifecycle, helping ensure transaction terms are accurately interpreted, monitored, and communicated to internal and external stakeholders.

Based in Miami, the intern will join an international business and collaborate with teams across different geographies. The role provides exposure to the full loan lifecycle, including transaction execution, portfolio monitoring, documentation review, cross-functional coordination, and process improvement initiatives. The intern will work with Front Office, Legal, Credit Risk, Operations, borrowers, and lenders. The program begins in June 2027 and combines training with hands-on experience to develop technical, professional, analytical, and interpersonal skills. Interns are also paired with a mentor for guidance and networking.

Requirements

• Be an undergraduate student in a four-year program with an anticipated graduation date of May or June 2028.
• Pursue a degree in Business Administration, Economics, Finance, or a related field.
• Have a cumulative GPA of 3.5 or above.
• Demonstrate leadership through campus involvement, work experience, or extracurricular activities.
• Be highly motivated and results-oriented, with a desire to exceed expectations.
• Demonstrate intellectual curiosity and courage.
• Communicate facts and ideas clearly verbally and in writing, and interact professionally, transparently, and effectively with people at all levels.
• Have strong analytical and quantitative skills.
• Apply critical thinking and develop solutions to complex challenges.
• Be able to multitask, work independently on special projects, and contribute effectively to a team environment.
• Be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

Responsibilities

• Support the administration and ongoing management of syndicated and bilateral loan transactions throughout their lifecycle.
• Assist with transaction execution and portfolio monitoring.
• Review transaction documentation and help ensure loan terms are accurately interpreted and monitored.
• Coordinate with Front Office, Legal, Credit Risk, Operations, borrowers, lenders, and other stakeholders.
• Support process improvement initiatives.
• Work independently on special projects and contribute to team activities.

Benefits

• The internship includes a mentor who provides guidance and advice and helps build the intern’s Santander network.
• Santander describes its rewards and benefits as designed to support employees, their families, and their well-being; specific benefits are not listed.

What This Job Offers

• Career Level: Intern