2027 Credit Portfolio Management Summer Intern – Miami

Santander • Miami, FL

22h

About The Position

Santander US is seeking an undergraduate student for its 2027 Summer Internship Program, beginning in June 2027. Based in Miami, the intern will join an international business and work with teams across different geographies. The Portfolio Management team manages active portfolio accounts and supports transaction underwriting, credit monitoring, internal reporting, risk management, and client relationships.

The Credit Portfolio Management Intern will gain exposure to project finance, leveraged finance, portfolio management, credit monitoring, and credit administration across SCIB’s lending portfolios. Working with experienced professionals, the intern will assist with due diligence, prepare credit approval materials, analyze financial performance, and review ongoing credit obligations. The program combines training and hands-on work to develop technical, analytical, professional, and interpersonal skills. Interns will also be paired with a mentor for guidance and networking.

Requirements

• Be an undergraduate student in a four-year program with an expected graduation date of May or June 2028.
• Be pursuing a degree in Business Administration, Economics, Finance, or a related field.
• Have a cumulative GPA of 3.5 or above.
• Demonstrate leadership through campus involvement, work experience, or extracurricular activities.
• Be highly motivated and results oriented, with a desire to exceed expectations.
• Demonstrate intellectual curiosity and courage.
• Have strong verbal and written communication skills and interact professionally, transparently, and effectively with people at all levels.
• Have strong analytical and quantitative skills.
• Have strong critical-thinking skills and the ability to develop solutions to complex challenges.
• Be able to multitask as required.
• Be able to work independently on special projects.
• Be able to contribute effectively to a team environment.
• Be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

Responsibilities

• Assist with due diligence for transactions.
• Prepare credit approval materials.
• Analyze financial performance.
• Review ongoing credit obligations.
• Support transaction underwriting and ongoing transaction management.
• Contribute to portfolio management, credit monitoring, and credit administration activities.

Benefits

• The program provides training and hands-on experience.
• Interns are paired with a mentor for guidance and advice.
• The posting describes a rewards package and benefits designed to support employees, their families, and their well-being.

What This Job Offers

• Job Type: Full-time
• Career Level: Intern