About The Position

Santander US is seeking an undergraduate intern for its 2027 Summer Internship Program, based in New York. The Credit Portfolio Management team manages active portfolio accounts and supports transaction underwriting, credit monitoring, internal reporting, risk management, and client relationships. The intern will gain exposure to project finance, leveraged finance, portfolio management, credit monitoring, and credit administration across SCIB’s lending portfolios. Working with experienced professionals, the intern will assist with due diligence, prepare credit approval materials, analyze financial performance, and review ongoing credit obligations. The program combines training and hands-on experience to develop technical, professional, and interpersonal skills. The intern will also be paired with a mentor.

Requirements

  • Be an undergraduate student in a four-year program with an expected graduation date of May or June 2028.
  • Pursue a degree in Business Administration, Economics, Finance, or a related field.
  • Have a cumulative GPA of 3.5 or above.
  • Demonstrate leadership through campus involvement, work experience, or extracurricular activities.
  • Be highly motivated and results-oriented, with a desire to exceed expectations.
  • Demonstrate intellectual curiosity and courage.
  • Have strong verbal and written communication skills and interact professionally, transparently, and effectively with people at all levels.
  • Have strong analytical and quantitative skills.
  • Demonstrate critical thinking and the ability to develop solutions to complex challenges.
  • Be able to multitask, work independently on special projects, and contribute effectively to a team.
  • Be legally authorized to work in the United States full-time without employer sponsorship to commence employment.

Responsibilities

  • Assist with due diligence and the underwriting of transactions.
  • Prepare credit approval materials.
  • Analyze financial performance.
  • Review ongoing credit obligations.
  • Support ongoing transaction and portfolio management.
  • Contribute to credit monitoring, credit administration, and risk management activities.

Benefits

  • Competitive rewards package
  • Benefits designed to support employees, their families, and well-being
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