Credit & Collections Analyst - Asturias Spain

Arclin•Remote City, NC

About The Position

Arclin is seeking a Credit & Collections Analyst based in Asturias, Spain, to support its EMEA Credit and Collections function. The role assesses and quantifies customer credit risk and credit limits while maximizing cash flow through proactive collections management across the EMEA region. The analyst works with Sales, Customer Service, and customers to enable sales, release order blocks as appropriate, and request payment on past-due invoices while maintaining compliance with local laws. The role establishes and applies credit risk assessment methodologies; approves and monitors customer credit limits, payment terms, and risk exposures with support from the Global Credit Manager; and manages collections, accounts receivable priorities, disputes, and order blocking. It also supports A/R reporting and uses analytics to identify trends, optimize customer segmentation, and improve decision-making.

Requirements

Bachelor’s degree in Finance, Accounting, or a related field.
At least 2 years of experience in credit, collections, or accounts receivable management.
Fluency in English.
Strong analytical capabilities, including financial analysis and use of Excel, Power BI tools, and dashboards.
Basic understanding of global credit risk management, the accounts receivable lifecycle, collections strategies, internal audit and compliance frameworks, working capital optimization, and cash flow management.
Ability to collaborate with and influence cross-functional stakeholders while balancing commercial objectives with risk discipline.
Process-oriented mindset focused on standardization and control.
Excellent communication and reporting skills.

Nice To Haves

Experience operating in a public company.
Hands-on experience with SAP or SAP S/4HANA credit or collections modules.
Knowledge of credit management or cash application platforms such as BlackLine, HighRadius, or similar.

Responsibilities

Establish and enforce standardized credit risk assessment methodologies using financial analysis, external credit data, and behavioral payment analytics.
Approve and monitor customer credit limits, payment terms, and risk exposures for the EMEA region, with support from the Global Credit Manager.
Release orders on hold due to exceeding credit limits, within applicable parameters.
Partner with Sales and Commercial teams to evaluate customers and resolve customer payment issues.
Monitor and prioritize accounts and conduct collections through email, phone calls, or customer portals.
Release orders on hold due to past-due balances, within applicable parameters.
Analyze aging and customer risk to prioritize collections, resolve overdue balances, and help improve DSO.
Execute escalation processes, including collections prioritization, dispute resolution, and order blocking.
Assist with A/R reporting, including DSO, aging, bad debt, and credit exposure metrics.
Use data analytics to identify trends, optimize customer segmentation, and improve decision-making.