Credit & Collections Analyst - Asturias Spain

Arclin Career • Remote City, NC

4d

About The Position

The Credit & Collections Analyst - EMEA supports Arclin’s EMEA Credit and Collections function. The role assesses customer credit risk and credit limits while maximizing cash flow through proactive collections management. It works with Sales, Customer Service, and customers to enable sales, release order blocks when appropriate, and request payment on past-due invoices, while complying with local laws.

The analyst establishes and enforces credit risk assessment methods, monitors customer credit limits and exposures, conducts collection activities, analyzes aging and customer risk, and helps improve DSO. The role also supports accounts receivable reporting and uses analytics to identify trends, improve customer segmentation, and inform decisions.

Requirements

• Bachelor’s degree in Finance, Accounting, or a related field.
• At least 2 years of experience in credit, collections, or accounts receivable management.
• English fluency.
• Strong analytical capabilities, including financial analysis and use of Excel, Power BI tools, and dashboards.
• Basic understanding of global credit risk management, the accounts receivable lifecycle, collections strategies, internal audit and compliance frameworks, working capital optimization, and cash flow management.
• Ability to collaborate with and influence cross-functional stakeholders while balancing commercial objectives with risk discipline.
• Process-oriented mindset focused on standardization and control.
• Excellent communication and reporting skills.

Nice To Haves

• Experience operating in a public company.
• Hands-on experience with SAP or SAP S/4HANA credit or collections modules.
• Knowledge of credit management or cash application platforms such as BlackLine, HighRadius, or similar.

Responsibilities

• Establish and enforce standardized credit risk assessment methodologies using financial analysis, external credit data, and behavioral payment analytics.
• Approve and monitor customer credit limits, payment terms, and risk exposures for the EMEA region, with support from the Global Credit Manager.
• Release orders on credit hold due to exceeding credit limits, within established parameters.
• Partner with Sales and Commercial teams to evaluate customers and resolve customer payment issues.
• Monitor and prioritize accounts and conduct collections through email, phone calls, or customer portals.
• Release orders on credit hold due to past-due balances, within established parameters.
• Analyze aging and customer risk to prioritize collections, resolve overdue balances, and help improve DSO.
• Execute escalation processes for collections prioritization, dispute resolution, and order blocking.
• Assist with accounts receivable reporting, including DSO, aging, bad debt, and credit exposure metrics.
• Use data analytics to identify trends, optimize customer segmentation, and improve decision-making.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level