Credit Analyst - Goshen Downtown
About The Position
The Credit Analyst supports the Commercial Loan Department by conducting credit, financial statement, global cash flow, and collateral analysis; performing collateral audits; and reviewing financial covenants in preparation of loan submissions and credit memos. The role analyzes financial statements for prospective and existing customers in connection with new loan requests, renewals, and annual reviews, and assists Commercial Banking Officers with preparing credit approval and review documents in accordance with loan policies. This is an office-based, in-person role at Lake City Bank’s Goshen Downtown location. The regular schedule is Monday through Friday, 8:00 a.m. to 5:00 p.m. Limited flexibility may be available, but the primary work location is on-site. The salary range starts at $50,000 annually.
Requirements
- Bachelor of Science in Business Administration, Finance, Accounting, or a related field.
- Proficiency with PC applications, particularly Microsoft Word, Excel, and Outlook.
Nice To Haves
- Six months to one year of formal commercial Credit Department training.
Responsibilities
- Use available technology to prepare financial statement spreadsheets for further analysis.
- Analyze prospective and existing customers’ financial statements for new loan requests, renewals, and annual reviews.
- Assist Commercial Banking Officers in preparing credit approval or review documents in accordance with loan policies.
- Conduct credit, global cash flow, and collateral analysis; perform collateral audits; and review financial covenants in preparation of loan submissions and credit memos.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
