Credit Analyst

OmniSource • Pelham, AL

1d

About The Position

The Credit Analyst coordinates the credit and collections process by obtaining and analyzing customer information and preparing reliable credit-risk recommendations for management review and approval. The role also supports customer account setup and maintenance, collections, cash application, and research into payment differences. Salary is commensurate with education and experience.

Requirements

• Associate or bachelor’s degree in accounting, finance, or economics, or equivalent experience.
• Financial analysis skills.
• Attention to detail.
• Written and verbal communication skills.
• Organization and follow-through skills.
• Credit and accounts receivable experience.
• Microsoft Excel, Word, and PowerPoint skills.

Responsibilities

• Gather information, analyze data, and prepare customer credit-risk recommendations for management.
• Maintain customer information to monitor credit risk and changes in customers’ financial condition.
• Recommend analytical tools for evaluating customer creditworthiness.
• Maintain professional working relationships with sales personnel and customers to receive advance notice of new customer requests, significant sales-volume changes, and market or business conditions affecting credit requirements.
• Set up new customers.
• Maintain and update customer credit files.
• Develop and implement credit and collections policies and procedures.
• Make collection calls.
• Communicate customer payment concerns to sales personnel and management.
• Apply cash.
• Research customer payment differences.

Benefits

• Base salary plus ROA bonus.
• Comprehensive medical benefits.
• 401(k) with company match.
• Profit sharing and company stock.
• College or higher-education tuition reimbursement for the employee and dependent children.

What This Job Offers

• Job Type: Full-time
• Education Level: Associate degree