Credit Analyst

K&M Tire•Delphos, OH

13d

About The Position

The Credit Analyst works under the direction of the Credit Manager and supports the company’s financial operations. The role sets up new customer accounts, maintains accurate and complete customer records, conducts credit research and analysis, and assists with decisions about credit limits and terms. The position also supports the Credit Manager in optimizing departmental performance and performs additional duties as assigned. Account Specialist roles have tiered qualifications and responsibilities; Level II includes filing and renewing UCC-1s, while Level III includes reviewing accounts over $150,000 and providing recommendations to management.

Requirements

Basic knowledge of accounting principles, spreadsheets, and bookkeeping.
Accurate data-entry skills.
Ability to work independently and multitask in a professional environment.
Friendly and helpful attitude.
Ability to express ideas clearly in written and oral communications.
Ability to communicate, prioritize, and organize effectively.
Knowledge of and ability to use a computer, telephone, copier, fax, and calculator.
Account Specialist I: High school diploma or equivalent and satisfactory testing on entry-level skills.
Account Specialist II: Meet Account Specialist I qualifications, plus a two-year business degree or two years of relevant experience.
Account Specialist III: Meet Account Specialist II qualifications, plus a four-year business degree or four years of relevant experience.

Responsibilities

Set up new customer accounts within one or two days and complete research within five days, including credit references, bank references, and DNBi.
Review and process credit authorizations as needed.
Maintain customer files, including scanning files.
Keep customer accounts complete and up to date.
Review customer terms upon request.
Complete and return customer credit references requested by other vendors.
Perform miscellaneous credit duties as needed.
Record all contact with customers and K&M drivers in the correct field.
Perform account maintenance, such as salesperson changes.
Pull monthly or quarterly reports to review credit line extensions and credit portfolio information as required or requested.
Research customer questions and complaints in a timely manner.
Send invoice requests when needed.
Perform other duties as appropriate and assigned.
Support company goals and uphold K&M Values.
At Level II, file UCC-1s and review and renew them as needed when they are expiring with the state.
At Level III, review accounts over $150,000 and provide recommendations to management.
At Account Specialist III level, serve as backup to the Credit Manager for a temporary period and actively participate in Leadership Development.