Credit Analyst - To 100K - Framingham, MA - Job 3864-10637

The Symicor Group•Framingham, MA

3d•Onsite

About The Position

The Symicor Group is recruiting for a bank client seeking a Credit Analyst in Framingham, Massachusetts. The role processes daily credit transactions in accordance with credit policies and procedures and maintains records and files for credit transactions, including related correspondence and documents. It is an onsite position and offers a salary of up to $100,000 along with a full benefits package. The Credit Analyst performs financial analysis, reviews borrower information, evaluates creditworthiness, and makes or supports recommendations regarding loan decisions. The role also includes documenting analysis, ensuring compliance with lending policies, accompanying Commercial Lenders to customer meetings when needed, and providing guidance and training to other credit analysts.

Requirements

Bachelor’s degree in a related field of study.
Five or more years of experience as a Credit Analyst.
Experience preparing credit presentations.
Ability to manage, process, and track annual reviews of necessary credits.
Thorough knowledge of current lending and loan review regulations, banking regulations, procedures, and operations.
Ability to analyze and interpret financial statements.
Excellent written and verbal communication skills.
Strong organizational skills and attention to detail.
Ability to multitask.
Proficiency with spreadsheet and word processing software, and experience working in a digital office environment.

Nice To Haves

Specialized financial analysis training preferred.

Responsibilities

Process daily credit transactions according to credit policies and procedures.
Maintain records and files for credit transactions, including correspondence and documents.
Perform in-depth financial analysis, including spreading and analyzing financial statements.
Receive and review data for prospective and active borrowing accounts, including financial statements, tax returns, agency and credit reports, and interview and investigation sheets.
Analyze borrower information and evaluate short- and long-term prospects of individuals or companies.
Make recommendations to appropriate personnel on whether to grant or deny loans.
Prepare sufficient information to document recommendations when assigned to a lending function.
Suggest a loan grade after conducting a thorough credit analysis and documentation review.
Ensure credit analysis activities comply with prescribed lending policy.
Document financial analysis work, including ratios, cash flow, collateral analysis, and related information.
Accompany Commercial Lenders on customer meetings when needed.
Provide leadership, on-the-job training, and technical guidance to other credit analysts.
Perform other duties as assigned.