Credit Analyst - To 100K - Framingham, MA - Job 3864-10637

The Symicor Group•Framingham, MA

20h•$100,000•Onsite

About The Position

The Symicor Group is recruiting a Credit Analyst for a bank client in Framingham, Massachusetts. The role processes daily credit transactions in accordance with credit policies and procedures and maintains records and files for credit transactions, including related correspondence and documents. The position is not remote and offers a salary of up to $100,000 and a full benefits package. The Credit Analyst performs financial analysis, evaluates prospective and active borrowers, and recommends whether loans should be granted or denied. The role also supports credit documentation and loan grading, ensures compliance with lending policies, and may accompany Commercial Lenders to customer meetings. It provides leadership, on-the-job training, and technical guidance to other credit analysts, along with other assigned duties.

Requirements

Bachelor’s degree in a related field of study.
At least five years of experience as a Credit Analyst.
Experience preparing credit presentations.
Ability to manage, process, and track annual reviews of necessary credits.
Thorough knowledge of current lending and loan review regulations, as well as banking regulations, procedures, and operations.
Ability to analyze and interpret financial statements.
Excellent written and verbal communication skills.
Strong organizational skills and attention to detail.
Ability to multitask.
Proficiency with spreadsheet and word-processing software and experience working in a digital office environment.

Nice To Haves

Specialized financial analysis training.

Responsibilities

Perform in-depth financial analysis, including spreading and analyzing financial statements.
Receive and review data on prospective and active borrowing accounts, including financial statements, tax returns, agency and credit reports, and interview and investigation sheets.
Analyze borrower data and evaluate the short- and long-term prospects of individuals or companies.
Make recommendations to appropriate personnel on whether to grant or deny loans.
Prepare sufficient information to document recommendations when assigned to a lending function.
Suggest a loan grade after conducting a thorough credit analysis and documentation review.
Ensure credit analysis activities comply with prescribed lending policies.
Document financial analysis work, including ratios, cash flow, collateral analysis, and related information.
Accompany Commercial Lenders on customer meetings when needed.
Provide leadership, on-the-job training, and technical guidance to other credit analysts.
Perform other duties as assigned.