Credit Analyst

Arclin Career • Alpharetta, GA

1d

About The Position

The Credit Analyst – Americas supports Credit for the Americas region and is responsible for assessing and quantifying customer credit risk and credit limits while maximizing cash flow through proactive collections management. The role works with Sales, Customer Service, and customers to enable sales, release order blocks as appropriate, and seek payment on past-due invoices while maintaining strict compliance with local laws.

The position drives standardized credit risk assessment, recommends and monitors customer credit limits and payment terms, supports collections activities in Brazil, analyzes aging and customer risk, and assists with accounts receivable reporting and performance improvement. It is based in Alpharetta, Georgia.

Requirements

• Bachelor’s degree in Finance, Accounting, or a related field.
• At least 2 years of experience in credit, collections, or A/R management.
• Fluency in English and Portuguese.
• Strong analytical capabilities, including financial analysis and use of Excel, Power BI tools, and dashboards.
• Basic understanding of global credit risk management, the accounts receivable lifecycle, collections strategies, internal audit and compliance frameworks, working capital optimization, and cash flow management.
• Ability to collaborate with and influence cross-functional stakeholders while balancing commercial objectives with risk discipline.
• Process-oriented mindset focused on standardization and control.
• Excellent communication and reporting skills.

Nice To Haves

• Experience operating in a public company.
• Hands-on experience with SAP or SAP S/4HANA credit or collections modules.
• Knowledge of credit management or cash application platforms such as BlackLine, HighRadius, or similar.

Responsibilities

• Drive standardized credit risk assessment methodologies, including financial analysis, external credit data, and behavioral payment analytics.
• Recommend and monitor customer credit limits, payment terms, and risk exposures for the Americas region, with support from the Global Credit Manager.
• Release orders on hold due to over-credit-limit conditions within established parameters.
• Partner with Sales and Commercial teams as needed to evaluate customers or resolve customer payment issues.
• Coordinate with and assist the Collections team in performing collection activities in Brazil through email, phone calls, or customer portals.
• Release orders on hold due to past-due balances within established parameters, as needed.
• Analyze aging and customer risk to prioritize collection activities, resolve overdue balances, and assist with improving DSO.
• Drive disciplined execution of escalation processes, including collections prioritization, dispute resolution, and order blocking.
• Assist with A/R reporting, including DSO, aging, bad debt, and credit exposure metrics.
• Use data analytics to identify trends, optimize customer segmentation, and improve decision-making.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level