US Corporates - Credit Analyst, Associate Director - Retail & Consumer - Chicago

Fitch Group • Chicago, IL

11d • Hybrid

About The Position

Fitch’s North American Corporates Group is seeking a Director for coverage of the Retail and Consumer sector, either in their New York, Chicago, or Toronto office. Qualitative credentials will weigh meaningfully in the selection of the candidate. A healthy sense of intellectual curiosity is critical, along with a demonstrated willingness and ability to attack and explain topics of analytical complexity. Fitch is a team-oriented work environment, so excellent communication skills are essential, as is a high productivity work-ethic and results oriented mindset.

Requirements

• Bachelor's degree at minimum, MBA or other advanced degree a plus
• CFA/CPA preferred
• 4+ years relevant experience, which must include some coverage or knowledge of the Retail & Consumer sectors
• Capital markets and/or credit analysis experience a plus
• Employee management experience a plus
• Expertise in Excel and Word
• Strong analytical, quantitative, and organizational skills
• Excellent written and verbal communication skills
• Ability to shift fluidly between multiple projects as priorities change
• Ability to excel in a team oriented environment.

Nice To Haves

• A deep understanding of and a keen interest in Retail & Consumer
• A professional background in capital markets and/or credit analysis and well-developed financial statement analysis skills
• Experience in interpreting complex legal documents such as bank agreements and bond indentures
• A strong pattern of leadership and the ability to proactively and successfully interact with various stakeholders, both within and outside of the organization.

Responsibilities

• Perform analysis of key quantitative and qualitative factors influencing the credit quality of companies in the Retail & Consumer sectors
• Develop and maintain comprehensive financial models
• Conduct meetings with Retail & Consumer industry management teams
• Present analysis of companies to internal credit rating committees
• Involvement in communicating rating rationale to external audiences (primarily institutional investors, sell-side analysts and media) in meetings, conference calls, press releases and written research reports
• Write timely and effective research on topical issues
• Participate in the evaluation of other credits within Corporates, as well as other related credit groups
• Represent Fitch in panel discussions and conferences arranged by industry associations, regulatory bodies etc.
• Mentor junior members of the Retail & Consumer sector.
• The role may include managerial responsibilities.

Benefits

• An opportunity to be a lead coverage analyst at a global rating agency.
• A team-oriented work environment.
• Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior