Consumer Loan Processor

BECU•St. David's, WA

1d•Hybrid

About The Position

As a Consumer Loan Processor I, you are a key part of helping members turn financial goals into reality. From application through funding, your work ensures loans are processed accurately, efficiently, and with care, providing members with confidence at every step of their lending journey. By partnering closely with members, internal teams, and external vendors, you help deliver seamless lending experiences while ensuring compliance with policies and regulations. Your attention to detail, commitment to service, and ability to manage multiple priorities directly support BECU’s mission to improve the financial well‑being of our members and communities. Note: For those who reside in WA: this role will require at times to travel onsite to the office in Tukwila, WA on a periodic basis.

Requirements

Minimum requires associate’s degree in business or equivalent work or educational experience.
Minimum requires 1 year experience in Consumer Lending, indirect lending or small business lending
Loan origination systems and document review
PC skills, with the ability to learn new software
Math and basic accounting skills
Full-time hours required, with additional hours as necessary

Nice To Haves

Bachelors degree preferred
Comprehensive understanding of consumer lending policies, practices, and regulatory requirements
Analytical skills with attention to detail
Communication and customer service skills
Ability to manage multiple priorities in a fast-paced environment
Organizational skills, with the ability to handle multiple tasks by prioritizing job responsibilities
Thorough knowledge of all RESPA, HMDA, Fair Lending, and ECOA rules and regulations

Responsibilities

Manage the loan pipeline from application through funding, keeping things moving smoothly and on schedule.
Review loan applications for completeness, accuracy, and correct scoring within the Loan Origination System.
Prepare, review, and finalize closing documents, ensuring everything is ready, compliant, and clear for member signatures.
Complete loan funding and disbursements accurately and efficiently, helping members access their funds without delay.
Work directly with members by answering questions, providing updates, and coordinating loan signing appointments.
Analyze income, collateral insurance, purchase orders, titles, and other key documents to ensure loans meet policy requirements.
Conduct detailed title reviews, resolve discrepancies, and ensure all regulatory and policy standards are met.
Collaborate with vendors to clear collateral conditions and apply valuation cascades as needed.
Monitor multiple queues and inboxes, managing loans at various stages while meeting service level expectations.
Maintain high standards of compliance and professionalism while delivering prompt, respectful service.
Take on additional duties as assigned, helping the team succeed together.