Consumer and Mortgage Lending Relationship Manager

BANK OF THE BLUEGRASS & TRUST COMPANY • Lexington, KY

25d • Hybrid

About The Position

The primary responsibility of the Consumer and Mortgage Lending Relationship Manager is to create relationships with new and existing customers to meet their overall lending needs that are appropriate for their individual situation. They guide borrowers through the financial process, verify credit and assets, and recommend loan products based on client needs.

Requirements

• Knowledge of banking products and services, including loan and compliance regulations.
• Effective communications skills, oral and written.
• Experienced in the use of appropriate lending software and other computer applications.
• Ability to analyze financial documents.
• Attend ongoing continuing educational opportunities.
• Ability to multi-task and work under pressure constraints and deadlines.
• Excellent organizational skills.
• High School diploma required.
• Consumer and mortgage lending experience required.
• Mortgage loan originators must be licensed and register with the NMLS to meet federal SAFE Act requirements.
• Written comprehension, close vision work, information order, oral expression and comprehension, mathematical reasoning, deductive reasoning.
• Knowledge of computer software.
• Communicating with peers, supervisors, directors and subordinates.
• Analyzing data.
• Ability to sit for long periods of time and meet deadlines with accuracy.
• Organizing, planning and prioritizing work.

Nice To Haves

• Preferred bachelor’s degree in business, finance, or accounting.

Responsibilities

• Cultivate leads, interview prospective borrowers, and match them with appropriate consumer and mortgage loan products.
• Collect and verify sensitive financial documents, including tax returns, pay stubs, and bank statements to satisfy underwriting requirements.
• Monitor the loan origination process from application to closing. Maintain communication with underwriters, processors, and third-party appraisers.
• Adhere to state and federal lending laws, including the SAFE Act and Truth in Lending Act, and maintain NMLS (Nationwide Multistate Licensing System) registration where required.
• Recommend other bank products, such as wealth management, credit cards, and insurance. Additional duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED