Consumer Lending Coordinator

Wings Credit Union•Apple Valley, MN

4d•Onsite

About The Position

The Consumer Lending Coordinator (CLC) position is responsible for accurate and timely processing of all consumer loan files for Personal and Home Equity Lines of Credit to include evaluating member supplied information and all support documentation. This role involves ensuring all legal and compliance requirements are met, reinforcing product sales, identifying cross-sell opportunities, and providing exceptional member service. The CLC will also perform notary acts for loan closing documents.

Requirements

High School Diploma/G.E.D. or equivalent.
3+ years' customer service experience.
2+ years' financial services experience.
1+ years' consumer lending or mortgage experience.
Knowledge in Consumer Real Estate processing procedures.
Expert knowledge of lending regulations.
Ability to analyze member provided documentation relevant to the loan being considered such as collection account information, title commitments, and appraisals (and other CRE related documentation) and recognizing potential red flags/fraud.
Extremely organized, detail oriented, and able to multi-task.
Initiative to meet and/or exceed job standards and willingness to take on other duties as assigned.
Display positive, professional disposition/behavior.
Ability to problem solve.
Excellent communication and interpersonal skills.
Analytical and mathematical skills.
Proficient with Microsoft Word and Excel.
Current Minnesota notary or willingness to become Minnesota.

Nice To Haves

2+ years' consumer loan processing experience, preferred
Registered with Minnesota Secretary of State as notary within 30 Days preferred

Responsibilities

Review all support documentation including but not limited to proof of name change documentation, flood certificates, consumer real estate vesting documentation, and proof of collections paid documents to decide if we have everything we need to proceed with processing the loan.
Accurate preparation of all loan documents, including all necessary real estate documents to ensure our lien position.
Ensure that all Underwriting conditions are met prior to loan closing.
Ensuring that we are meeting all legal and compliance requirements for each loan file depending on collateral type to include HMDA or MLA requirements, along with other mandated compliance regulations and if not, take appropriate action to be in compliance.
Reinforce product sales, identify product and cross-sell opportunities, ensure accuracy of all documents, and provide exceptional member service.
Perform notary acts in-person, e-notary, and remote online notary for loan closing documents.
Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.