Commercial Relationship Manager II

UMB BankMidland, TX
$98,208 - $144,705

About The Position

The Commercial Banking team actively calls on businesses that typically have annual revenue between $50MM and $500MM. The team includes relationship managers, treasury management officers and others that provide a suite of products and services that serve companies of this size. The objective of the group is earn the title of trusted advisor and help these companies grow and prosper in our community. As the Relationship Manager II, you will be responsible for developing new commercial business, while maintaining a portfolio. While loan product is important, cross selling with current and prospective clients is a key element of this role.

Requirements

  • You possess a bachelor’s degree or equivalent experience in related field.
  • You have 2 years' sales experience.
  • You have demonstrated intermediate knowledge of credit.
  • You have demonstrated knowledge of bank products, services, and bank operations.
  • You have demonstrated ability to be self-starter and show initiative.
  • You have demonstrated excellent communication skills (verbal & written).
  • You have demonstrated proficiency in Word, Excel, PowerPoint.
  • You have an intermediate level of understanding of credit underwriting.
  • You have demonstrated ability to manage time effectively to balance new & existing relationships to meet goals.

Nice To Haves

  • You have 2 years commercial sales experience.
  • You have the ability to prospect and network at various levels within a company.

Responsibilities

  • Serves a conduit for all product lines and matches client needs with appropriate products.
  • Grows revenue as directed by senior management by successfully prospecting new business and making appropriate referrals.
  • Maintains portfolio by calling on existing customers to expand existing business, ensure excellent client relations & proper servicing of account(s).
  • Manage loan & portfolio credit quality.
  • Negotiate credit arrangements and prepare credit memoranda and supporting documentation for presentation to the loan committee.
  • Other duties as assigned.

Benefits

  • Paid Time Off
  • a 401(k) matching program
  • annual incentive pay
  • paid holidays
  • a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
  • health savings, flexible spending, and dependent care accounts
  • adoption assistance
  • an employee assistance program
  • fitness reimbursement
  • tuition reimbursement
  • an associate wellbeing program
  • an associate emergency fund
  • various associate banking benefits
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