Commercial Banking Officer

Enterprise Bank & Trust•Phoenix, AZ

45d

About The Position

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive. With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we’re strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities. Together, there’s no stopping you! Job Title: Commercial Banking Officer Job Description: Summary: Support the management of commercial loan portfolios by providing oversight and ensuring sound credit decisions in accordance with the Bank’s established policies and procedures.

Requirements

Strong analytical and decision making skills based on a thoughtful assessment of risk and attention to detail along with good judgment of character.
Excellent communication habits and present sound recommendations in a professional manner.
Effective time management and organizational skills are required for daily multi-tasking.
Ability to analyze financial statements using excel and create necessary pro-formas to support new lending scenarios or hypothetical modeling.
Superb inter-personal skills to work within a team environment while successfully developing/retaining client relationships.
Self-motivated to work independently and take ownership and accountability.
General knowledge of banking regulations, compliance standards, market trends and products relating to the banking industry.
Bachelor’s degree in Finance or Business.
Minimum one to three years of Commercial Lending experience.
Working knowledge of Microsoft office suite and Google Mail.

Nice To Haves

Formal credit training program preferred.
Salesforce and LinkedIn experience preferred.

Responsibilities

Manage commercial loan portfolio to include proper structuring of new loans and renewals based on established lending guidelines and loan policies.
Analyze complex credits and prepare clear, complete written and oral presentations with minimal assistance.
Work with Loan Coordinators in the processing and documentation of new loans and renewals of existing loans.
Act as liaison between RMs and customers on day to day activities involving various departments within the Bank.
Coordinate other client services to include Treasury Management, Card Solutions, Wealth Management and Mortgage.
Facilitate ongoing portfolio management which may include coordinating appraisal reviews, collateral evaluations and loan review updates and other duties as necessary.
Assist the team with the origination of potential new financing and deposit opportunities.
Performs other duties as required.