2027 Commercial Banking Early Career Development Program

Wells Fargo Bank•Charlotte, NC

5d•Onsite

About The Position

Wells Fargo is seeking talent to join the 2027 Commercial Banking Early Career Development Program. Commercial Banking provides credit, treasury management, and corporate and investment banking solutions to businesses with sales generally greater than $25 million. The Commercial Banking Early Career Development Program is a two-year program where you will gain exposure to the various Commercial Banking lines of business and their partners while supporting dedicated teams through four six-month rotations. The program will promote professional development and business skills acquisition through on-the-job experience as well as formal in-person and virtual training, including a foundational introduction to credit and banking fundamentals. In the Commercial Banking Early Career Development Program, you will: Rotate across several Commercial Banking business areas to acquire diverse experiences and insights as well as determine the roles that align to your career interests. You may be involved in sales, credit, product, or strategic activities such as: Participating in the sourcing, structuring, underwriting, and execution of low complexity multi-million-dollar credit transactions as an active member of the deal team. Conducting due diligence, analyzing financial statements, building financial models, and determining risk ratings to prepare comprehensive memos that support credit recommendations. Leveraging market, industry, and company research and analysis along with product knowledge to ensure the success of business development efforts. Receiving direction from supervisors and exercising independent judgment and accountability while working with teams on a variety of tasks, including compliance and risk management responsibilities. Collaborating and consulting with colleagues and managers to complete deliverables, resolve issues, and help deliver business initiatives, communications, and other materials to internal stakeholders and clients. You will begin the program in one of our 13 regional locations. Following the foundational training, you will enter your first of four six-month rotations in select business areas over the course of two years. Analysts will complete rotations in sales, product, or strategy, along with two credit-focused rotations. One during the first year and another during the second year. The Commercial Banking Early Career Development Program is designed to promote a long-term career at Wells Fargo through broad exposure to the business and its career paths as well as professional and technical development. After successfully completing the program, analysts will be prepared for a multitude of roles, including Relationship Manager, Business Development Officer, Portfolio Manager, Business Execution Consultant, Credit Product Sales Specialist, Credit Product Portfolio Specialist, and others.

Requirements

Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.
Solid problem solving and decision-making skills.
Strong analytical skills with high attention to detail and accuracy.
Initiative and proactive to be an energetic self-starter.
Curiosity and a genuine interest in learning and growth.
Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important.
6+ months of work experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Nice To Haves

Must be currently pursuing a bachelor's degree with an expected graduation date between December 2026 or May/June 2027.
All majors welcome.
Excellent verbal, written, and interpersonal communication skills.
Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills.
Ability to work effectively, as well as independently, in a collaborative, change driven environment.
Involvement in extracurricular enrichment activities through one or more of the following: volunteerism, student organization involvement, study abroad program(s), leadership position(s), non-profit involvement.
Demonstrated knowledge, interest and/or experience in finance, accounting, and sales.
Familiarity with AI powered productivity tools (such as chat-based assistants and built in features like Microsoft Copilot) to support everyday tasks including research, organizing information, and creating presentations with a strong interest in learning and using these tools responsibly.

Responsibilities

Participating in the sourcing, structuring, underwriting, and execution of low complexity multi-million-dollar credit transactions as an active member of the deal team.
Conducting due diligence, analyzing financial statements, building financial models, and determining risk ratings to prepare comprehensive memos that support credit recommendations.
Leveraging market, industry, and company research and analysis along with product knowledge to ensure the success of business development efforts.
Receiving direction from supervisors and exercising independent judgment and accountability while working with teams on a variety of tasks, including compliance and risk management responsibilities.
Collaborating and consulting with colleagues and managers to complete deliverables, resolve issues, and help deliver business initiatives, communications, and other materials to internal stakeholders and clients.