Commercial Banking Development Program - Credit Analyst - Los Angeles, CA - Healthcare Banking

Western Alliance Bank • Los Angeles, CA

2d

About The Position

As a Credit Analyst in Western Alliance Bank’s Commercial Banking Development Program, you will spread, manage, and maintain financial background information for current and prospective customers and develop credit studies for Loan Officers, the Chief Credit Officer, and other Executive Management. The role includes managing spread assignments, conducting financial analyses, maintaining related records and files, and preparing credit department reports.

You will support the Credit Administration team by analyzing credit and collateral information to assess lending risk; collecting, organizing, and analyzing company financials for Bank compliance; updating Bank systems; and working directly with clients to resolve compliance issues and operational inquiries. You will review client financials, perform sensitivity analyses, and prepare reports with action plans based on qualitative and quantitative research.

The Healthcare Banking team serves middle-market healthcare organizations nationwide with credit, treasury management, and other banking solutions. Its clients operate across sectors such as healthcare services, specialty pharmaceuticals, behavioral health, home health and hospice, medical devices, healthcare technology, hospitals, and ambulatory surgical centers. The role provides exposure to healthcare lending, financial analysis, portfolio management, industry research, and client relationship management while working alongside experienced healthcare banking professionals.

Requirements

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• Interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry-level speaking and writing communication skills.

Responsibilities

• Spread, manage, and maintain financial background information on present and prospective customers.
• Develop credit studies for Loan Officers, the Chief Credit Officer, and other Executive Management.
• Manage spread assignments, conduct financial analyses, and maintain related records and files.
• Prepare credit department reports.
• Analyze credit and collateral information to assess lending risk.
• Collect, organize, and analyze company financials to ensure Bank compliance, and update Bank systems.
• Work directly with clients to resolve compliance issues and operational inquiries.
• Review client financials and perform sensitivity analyses to evaluate credit risk in connection with Bank structures.
• Prepare in-depth reports with plans of action based on qualitative and quantitative research.
• Collaborate with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents.
• Produce loan packages for new and restructured loans.
• Facilitate Bank reporting and requests involving third parties such as field auditors and appraisers.
• Monitor loan disbursements to ensure compliance with Bank regulations.

Benefits

• Competitive salaries.
• Ownership stake in the company.
• Medical and dental insurance.
• Time off.
• 401(k) matching program.
• Tuition assistance program.
• Employee volunteer program.
• Wellness program.
• Potential eligibility for annual bonus or incentives.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level