2027 Commercial Banking Development Program - Credit Analyst - Beverly Hills, CA - Entertainment Banking

Western Alliance Bank•Beverly Hills, CA

17h

About The Position

The Credit Analyst supports the Credit Administration team by analyzing credit and collateral information to assess lending risk. The role collects, organizes, and analyzes company financials to ensure Bank compliance and updates the Bank’s systems accordingly. The analyst also works directly with clients to resolve compliance issues and operational inquiries. The position reviews client financials and performs sensitivity analyses to evaluate credit risk in connection with Bank structures. It prepares in-depth reports with proposed plans of action based on qualitative and quantitative research, produces loan packages for new and restructured loans, and facilitates Bank reporting and requests involving third parties such as field auditors and appraisers. The analyst monitors loan disbursements for compliance with Bank regulations. The role also spreads, manages, and maintains financial background information on current and prospective customers; develops credit studies for Loan Officers, the Chief Credit Officer, and other Executive Management; manages spread assignments; maintains related records and files; and prepares credit department reports. The analyst collaborates with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents.

Requirements

Completion of an Accounting course.
Bachelor's degree or equivalent experience.
GPA of 3.0 or higher.
Strong analytical, conceptual, communication, leadership, and organizational skills.
Interest in working in Commercial Banking.
Ability to self-motivate and work productively without supervision.
Entry-level speaking and writing communication skills.

Responsibilities

Spread, manage, and maintain financial background information on present and prospective customers.
Develop credit studies for Loan Officers, the Chief Credit Officer, and other Executive Management.
Manage spread assignments and conduct financial analyses.
Maintain related records and files and prepare credit department reports.
Analyze credit and collateral information to assess lending risk.
Collect, organize, and analyze company financials to ensure Bank compliance, and update the Bank’s systems.
Work directly with clients to resolve compliance issues and operational inquiries.
Review client financials and perform sensitivity analyses to evaluate credit risk in connection with Bank structures.
Prepare in-depth reports with plans of action based on qualitative and quantitative research.
Collaborate with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents.
Produce loan packages for new and restructured loans.
Facilitate Bank reporting and requests involving third parties, including field auditors and appraisers.
Monitor loan disbursements to ensure compliance with Bank regulations.