2027 Commercial Banking Development Program - Credit Analyst - Reno, NV - Commercial Banking

Western Alliance Bank•Reno, NV

About The Position

As a Credit Analyst in the 2027 Commercial Banking Development Program, you will support Credit Administration by analyzing credit and collateral information to assess lending risk. You will spread, manage, and maintain financial information for current and prospective customers; conduct financial analyses and sensitivity analysis; and prepare credit studies and reports for Loan Officers, the Chief Credit Officer, and Executive Management. The role includes maintaining records and files, ensuring financial information supports Bank compliance, updating Bank systems, and working with clients to resolve compliance issues and operational inquiries. You will prepare plans of action based on qualitative and quantitative research, produce loan packages for new and restructured loans, monitor loan disbursements for regulatory compliance, and facilitate reporting and requests involving third parties such as field auditors and appraisers. You will also collaborate with Bank groups on treasury management products, foreign exchange instruments, derivatives, and legal documents. The position is based in Reno, Nevada.

Requirements

Completion of an Accounting course.
Bachelor's degree or equivalent experience.
GPA of 3.0 or higher.
Strong analytical, conceptual, communication, leadership, and organizational skills.
Interest in working in Commercial Banking.
Ability to self-motivate and work productively without supervision.
Entry-level speaking and writing communication skills.

Responsibilities

Spread, manage, and maintain financial background information on present and prospective customers.
Manage spread assignments, conduct financial analyses, and maintain related records and files.
Prepare credit studies and a variety of reports for Loan Officers, the Chief Credit Officer, and other Executive Management.
Analyze credit and collateral information to determine lending risk.
Collect, organize, and analyze company financials to support Bank compliance, and update Bank systems accordingly.
Work directly with clients to resolve compliance issues and operational inquiries.
Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures.
Prepare in-depth reports with plans of action based on qualitative and quantitative research.
Collaborate with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents.
Produce loan packages for new and restructured loans.
Facilitate Bank reporting and requests involving third parties, including field auditors and appraisers.
Monitor loan disbursements to ensure compliance with Bank regulations.