2027 Commercial Banking Development Program - Credit Analyst - Reno, NV - Commercial Banking

Western Alliance Bank • Reno, NV

1d

About The Position

The Credit Analyst supports the Credit Administration team by spreading, managing, and maintaining financial information for current and prospective customers and developing credit studies for Loan Officers, the Chief Credit Officer, and executive management. The role manages spread assignments, conducts financial analyses, maintains records and files, and prepares credit department reports.

The analyst reviews client financials and collateral information, performs sensitivity analyses to assess credit risk, and prepares reports with proposed action plans based on qualitative and quantitative research. Responsibilities also include updating Bank systems, helping ensure Bank compliance, working with clients on compliance issues and operational inquiries, preparing loan packages for new and restructured loans, and monitoring loan disbursements for regulatory compliance.

The role collaborates with other Bank groups on treasury management products, foreign exchange instruments, derivatives, and legal documents, and facilitates reporting and requests involving third parties such as field auditors and appraisers.

Requirements

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience.
• GPA of 3.0 or higher.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• Interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry-level speaking and writing communication skills.

Responsibilities

• Spread, manage, and maintain financial background information on present and prospective customers.
• Develop credit studies for Loan Officers, the Chief Credit Officer, and executive management.
• Manage spread assignments, conduct financial analyses, and maintain related records and files.
• Prepare credit department reports.
• Analyze credit and collateral information to assess lending risk.
• Collect, organize, and analyze company financials to support Bank compliance and update Bank systems.
• Work directly with clients to resolve compliance issues and operational inquiries.
• Review client financials and perform sensitivity analyses to evaluate credit risk in connection with Bank structures.
• Prepare in-depth reports with plans of action based on qualitative and quantitative research.
• Collaborate with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents.
• Produce loan packages for new and restructured loans.
• Facilitate Bank reporting and requests involving third parties, including field auditors and appraisers.
• Monitor loan disbursements to ensure compliance with Bank regulations.

Benefits

• Competitive salaries.
• Ownership stake in the company.
• Medical and dental insurance.
• Time off.
• 401(k) matching program.
• Tuition assistance program.
• Employee volunteer program.
• Wellness program.
• Hands-on business and financial experience to support career growth.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level