Chief Technology & Product Officer

Billd • Austin, TX

5d • Onsite

About The Position

Billd is seeking a technology executive to lead its combined Product and Technology team, join the executive team, and own the technology and product strategy for its financial products and platform. The role leads product, engineering, Salesforce, QA, and IT, reports to the CEO, and partners closely with the GM of Financial Products. The CTO is expected to shape Billd’s AI transformation and build hands-on with its AI-first team, contributing to software development and customer-facing products and tools.

The successful candidate will combine strategic leadership with hands-on engineering and architecture work. The role owns platform architecture, product vision and roadmap, delivery, reliability, security, compliance, cloud infrastructure, data, and technology operations. It also involves close engagement with customers, partners, and the industry to identify needs and business opportunities, as well as recruiting, developing, and retaining a high-performing Product and Technology team.

This position is based at Billd’s Austin, Texas headquarters and works in the office with flexibility through a work-from-home allowance. It is not eligible for fully remote work. The office is dog-friendly and has a stocked kitchen, an on-site fitness room, and quarterly company-wide team events. Compensation is a competitive executive package including base salary, bonus, and equity.

Requirements

• 12+ years of experience in software engineering.
• 5+ years leading engineering and product teams as a CTO, VP of Engineering, or Head of Product and Engineering.
• B2B fintech experience in commercial credit, payments, working capital, or embedded finance.
• Personally built with LLMs and AI coding agents and led an AI-first development team.
• Hands-on technical depth, including writing and reviewing code, and familiarity with Python (FastAPI), Vue, TypeScript, PostgreSQL, and AWS.
• Deep expertise in security and compliance for regulated financial data.
• Experience managing AWS cloud operations for reliability, scalability, and security.
• Experience leading a company through SOC 2 readiness and audit and maintaining compliance afterward.
• Track record of leading high-output engineering and product teams in a startup or growth-stage company.
• Product leadership experience owning a roadmap tied to customer outcomes and business results.
• Ability to work comfortably with customers and partners and connect product development to business opportunities.
• Proven ability to mentor and develop engineers.
• Ability to communicate technology strategy clearly to executives, partners, customers, and engineers.
• Executive presence and willingness to challenge established practices, choose modern tools, and change course when evidence supports it.

Nice To Haves

• Salesforce platform experience is strongly preferred.
• B2B SMB or payments-platform experience is a plus.
• Experience presenting to a Board of Directors is a plus.

Responsibilities

• Serve on the executive team, contribute to company strategy, help lead the next phase of business growth, and report on technology to the Board as needed.
• Set Billd’s technology and product strategy and own the roadmap in partnership with the executive team.
• Lead Billd’s AI transformation across software development and the products and tools used by customers and employees; track emerging AI models, tools, and practices and adopt relevant ones.
• Own platform architecture and make engineering and architecture decisions, including build-versus-buy decisions.
• Write, review, and ship code alongside the team.
• Own platform delivery, reliability, and uptime.
• Advance AI-first development practices, including AI coding agents, automated testing, and review standards.
• Own the product vision and roadmap, partnering with the VP of Product on strategy, prioritization, and delivery of customer-facing products.
• Work directly with customers, partners, and industry participants to understand market needs and use cases.
• Identify growth opportunities with the executive team and turn them into products that create customer value and revenue.
• Establish processes for collecting customer feedback and usage data and use them to assess product-market fit and prioritize development.
• Partner with the GM of Financial Products to deliver the technology behind Billd’s financial products.
• Own information security, IT, cloud infrastructure, and physical facilities, including SOC 2 compliance, and ensure financial-services-appropriate security and compliance standards.
• Own the data platform, including the warehouse, databases, and governance, so teams can access trusted information, increasingly through AI.
• Recruit and hire product and engineering talent as the business grows.
• Lead, mentor, and develop the Product and Technology team to support professional growth and retention.
• Manage the technology budget, tools, and vendors, allocating resources for impact.

Benefits

• Work-from-home allowance.
• Dog-friendly office with a fully stocked kitchen and on-site fitness room.
• Quarterly company-wide team events.
• Competitive executive compensation package including base salary, bonus, and equity.
• Opportunities for internal growth and career development.

What This Job Offers

• Job Type: Full-time
• Career Level: Executive
• Education Level: No Education Listed